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Credit Card Calculator


Credit Card Calculator to calculate the total interest payments for your credit card debt. The credit card loan calculator will also calculate how long it takes to pay off the balance on your credit card based on the current monthly payment.

Credit Card Loan Calculator

Current Balance
$
Interest Rate
Current Monthly Payment
$
Payoff Date
Jun, 2026
Total Interest
$1,301.56
Monthly Payment
$520.00
Total Principal
$8,300.00
Total Payment
$9,601.56
Payoff Months
19 Months

Credit Card Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2024 1 $127.96 $392.04 $520.00 $7,907.96
Jan, 2025 2 $121.91 $398.09 $520.00 $7,509.87
Feb, 2025 3 $115.78 $404.22 $520.00 $7,105.65
Mar, 2025 4 $109.55 $410.45 $520.00 $6,695.20
Apr, 2025 5 $103.22 $416.78 $520.00 $6,278.41
May, 2025 6 $96.79 $423.21 $520.00 $5,855.21
Jun, 2025 7 $90.27 $429.73 $520.00 $5,425.47
Jul, 2025 8 $83.64 $436.36 $520.00 $4,989.12
Aug, 2025 9 $76.92 $443.08 $520.00 $4,546.03
Sep, 2025 10 $70.08 $449.92 $520.00 $4,096.12
Oct, 2025 11 $63.15 $456.85 $520.00 $3,639.26
Nov, 2025 12 $56.11 $463.89 $520.00 $3,175.37
Dec, 2025 13 $48.95 $471.05 $520.00 $2,704.32
Jan, 2026 14 $41.69 $478.31 $520.00 $2,226.01
Feb, 2026 15 $34.32 $485.68 $520.00 $1,740.33
Mar, 2026 16 $26.83 $493.17 $520.00 $1,247.16
Apr, 2026 17 $19.23 $500.77 $520.00 $746.39
May, 2026 18 $11.51 $508.49 $520.00 $237.90
Jun, 2026 19 $3.67 $237.90 $241.56 $0.00



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