Home Equity Loan Calculator

Home equity loan calculator will calculate the monthly payment for your HELOC loan. The HELOC calculator generates an amortization schedule that has all the payment information for your home equity loan.

Home Equity Line of Credit Calculator

Current HELOC Balance
Interest Rate
Interest Only Period
years
Repayment Period
years
First Payment Date
Amortization schedule
Show By Month Show By Year

HELOC Results

Current HELOC Balance:
$230,000.00
Monthly Payment:
$728.33 for 72 payments
$4,215.07 for 60 payments
Interest Only Terms:
6 years
Total Terms:
11 years
Total # Of Payments:
132
Start Date:
Jan, 2022
Payoff Date:
Dec, 2032
Total Interest Paid:
$75,344.36
Total Payment:
$305,344.36

HELOC Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jan, 2022 1 $728.33 $0.00 $728.33 $230,000.00
Feb, 2022 2 $728.33 $0.00 $728.33 $230,000.00
Mar, 2022 3 $728.33 $0.00 $728.33 $230,000.00
Apr, 2022 4 $728.33 $0.00 $728.33 $230,000.00
May, 2022 5 $728.33 $0.00 $728.33 $230,000.00
Jun, 2022 6 $728.33 $0.00 $728.33 $230,000.00
Jul, 2022 7 $728.33 $0.00 $728.33 $230,000.00
Aug, 2022 8 $728.33 $0.00 $728.33 $230,000.00
Sep, 2022 9 $728.33 $0.00 $728.33 $230,000.00
Oct, 2022 10 $728.33 $0.00 $728.33 $230,000.00
Nov, 2022 11 $728.33 $0.00 $728.33 $230,000.00
Dec, 2022 12 $728.33 $0.00 $728.33 $230,000.00
Jan, 2023 13 $728.33 $0.00 $728.33 $230,000.00
Feb, 2023 14 $728.33 $0.00 $728.33 $230,000.00
Mar, 2023 15 $728.33 $0.00 $728.33 $230,000.00
Apr, 2023 16 $728.33 $0.00 $728.33 $230,000.00
May, 2023 17 $728.33 $0.00 $728.33 $230,000.00
Jun, 2023 18 $728.33 $0.00 $728.33 $230,000.00
Jul, 2023 19 $728.33 $0.00 $728.33 $230,000.00
Aug, 2023 20 $728.33 $0.00 $728.33 $230,000.00
Sep, 2023 21 $728.33 $0.00 $728.33 $230,000.00
Oct, 2023 22 $728.33 $0.00 $728.33 $230,000.00
Nov, 2023 23 $728.33 $0.00 $728.33 $230,000.00
Dec, 2023 24 $728.33 $0.00 $728.33 $230,000.00
Jan, 2024 25 $728.33 $0.00 $728.33 $230,000.00
Feb, 2024 26 $728.33 $0.00 $728.33 $230,000.00
Mar, 2024 27 $728.33 $0.00 $728.33 $230,000.00
Apr, 2024 28 $728.33 $0.00 $728.33 $230,000.00
May, 2024 29 $728.33 $0.00 $728.33 $230,000.00
Jun, 2024 30 $728.33 $0.00 $728.33 $230,000.00
Jul, 2024 31 $728.33 $0.00 $728.33 $230,000.00
Aug, 2024 32 $728.33 $0.00 $728.33 $230,000.00
Sep, 2024 33 $728.33 $0.00 $728.33 $230,000.00
Oct, 2024 34 $728.33 $0.00 $728.33 $230,000.00
Nov, 2024 35 $728.33 $0.00 $728.33 $230,000.00
Dec, 2024 36 $728.33 $0.00 $728.33 $230,000.00
Jan, 2025 37 $728.33 $0.00 $728.33 $230,000.00
Feb, 2025 38 $728.33 $0.00 $728.33 $230,000.00
Mar, 2025 39 $728.33 $0.00 $728.33 $230,000.00
Apr, 2025 40 $728.33 $0.00 $728.33 $230,000.00
May, 2025 41 $728.33 $0.00 $728.33 $230,000.00
Jun, 2025 42 $728.33 $0.00 $728.33 $230,000.00
Jul, 2025 43 $728.33 $0.00 $728.33 $230,000.00
Aug, 2025 44 $728.33 $0.00 $728.33 $230,000.00
Sep, 2025 45 $728.33 $0.00 $728.33 $230,000.00
Oct, 2025 46 $728.33 $0.00 $728.33 $230,000.00
Nov, 2025 47 $728.33 $0.00 $728.33 $230,000.00
Dec, 2025 48 $728.33 $0.00 $728.33 $230,000.00
Jan, 2026 49 $728.33 $0.00 $728.33 $230,000.00
Feb, 2026 50 $728.33 $0.00 $728.33 $230,000.00
Mar, 2026 51 $728.33 $0.00 $728.33 $230,000.00
Apr, 2026 52 $728.33 $0.00 $728.33 $230,000.00
May, 2026 53 $728.33 $0.00 $728.33 $230,000.00
Jun, 2026 54 $728.33 $0.00 $728.33 $230,000.00
Jul, 2026 55 $728.33 $0.00 $728.33 $230,000.00
Aug, 2026 56 $728.33 $0.00 $728.33 $230,000.00
Sep, 2026 57 $728.33 $0.00 $728.33 $230,000.00
Oct, 2026 58 $728.33 $0.00 $728.33 $230,000.00
Nov, 2026 59 $728.33 $0.00 $728.33 $230,000.00
Dec, 2026 60 $728.33 $0.00 $728.33 $230,000.00
Jan, 2027 61 $728.33 $0.00 $728.33 $230,000.00
Feb, 2027 62 $728.33 $0.00 $728.33 $230,000.00
Mar, 2027 63 $728.33 $0.00 $728.33 $230,000.00
Apr, 2027 64 $728.33 $0.00 $728.33 $230,000.00
May, 2027 65 $728.33 $0.00 $728.33 $230,000.00
Jun, 2027 66 $728.33 $0.00 $728.33 $230,000.00
Jul, 2027 67 $728.33 $0.00 $728.33 $230,000.00
Aug, 2027 68 $728.33 $0.00 $728.33 $230,000.00
Sep, 2027 69 $728.33 $0.00 $728.33 $230,000.00
Oct, 2027 70 $728.33 $0.00 $728.33 $230,000.00
Nov, 2027 71 $728.33 $0.00 $728.33 $230,000.00
Dec, 2027 72 $728.33 $0.00 $728.33 $230,000.00
Jan, 2028 73 $728.33 $3,486.74 $4,215.07 $226,513.26
Feb, 2028 74 $717.29 $3,497.78 $4,215.07 $223,015.48
Mar, 2028 75 $706.22 $3,508.85 $4,215.07 $219,506.63
Apr, 2028 76 $695.10 $3,519.97 $4,215.07 $215,986.66
May, 2028 77 $683.96 $3,531.11 $4,215.07 $212,455.55
Jun, 2028 78 $672.78 $3,542.29 $4,215.07 $208,913.26
Jul, 2028 79 $661.56 $3,553.51 $4,215.07 $205,359.75
Aug, 2028 80 $650.31 $3,564.76 $4,215.07 $201,794.99
Sep, 2028 81 $639.02 $3,576.05 $4,215.07 $198,218.94
Oct, 2028 82 $627.69 $3,587.38 $4,215.07 $194,631.56
Nov, 2028 83 $616.33 $3,598.74 $4,215.07 $191,032.82
Dec, 2028 84 $604.94 $3,610.13 $4,215.07 $187,422.69
Jan, 2029 85 $593.51 $3,621.56 $4,215.07 $183,801.13
Feb, 2029 86 $582.04 $3,633.03 $4,215.07 $180,168.10
Mar, 2029 87 $570.53 $3,644.54 $4,215.07 $176,523.56
Apr, 2029 88 $558.99 $3,656.08 $4,215.07 $172,867.48
May, 2029 89 $547.41 $3,667.66 $4,215.07 $169,199.82
Jun, 2029 90 $535.80 $3,679.27 $4,215.07 $165,520.55
Jul, 2029 91 $524.15 $3,690.92 $4,215.07 $161,829.63
Aug, 2029 92 $512.46 $3,702.61 $4,215.07 $158,127.02
Sep, 2029 93 $500.74 $3,714.33 $4,215.07 $154,412.69
Oct, 2029 94 $488.97 $3,726.10 $4,215.07 $150,686.59
Nov, 2029 95 $477.17 $3,737.90 $4,215.07 $146,948.69
Dec, 2029 96 $465.34 $3,749.73 $4,215.07 $143,198.96
Jan, 2030 97 $453.46 $3,761.61 $4,215.07 $139,437.35
Feb, 2030 98 $441.55 $3,773.52 $4,215.07 $135,663.83
Mar, 2030 99 $429.60 $3,785.47 $4,215.07 $131,878.36
Apr, 2030 100 $417.61 $3,797.46 $4,215.07 $128,080.90
May, 2030 101 $405.59 $3,809.48 $4,215.07 $124,271.42
Jun, 2030 102 $393.53 $3,821.54 $4,215.07 $120,449.88
Jul, 2030 103 $381.42 $3,833.65 $4,215.07 $116,616.23
Aug, 2030 104 $369.28 $3,845.79 $4,215.07 $112,770.44
Sep, 2030 105 $357.11 $3,857.96 $4,215.07 $108,912.48
Oct, 2030 106 $344.89 $3,870.18 $4,215.07 $105,042.30
Nov, 2030 107 $332.63 $3,882.44 $4,215.07 $101,159.86
Dec, 2030 108 $320.34 $3,894.73 $4,215.07 $97,265.13
Jan, 2031 109 $308.01 $3,907.06 $4,215.07 $93,358.07
Feb, 2031 110 $295.63 $3,919.44 $4,215.07 $89,438.63
Mar, 2031 111 $283.22 $3,931.85 $4,215.07 $85,506.78
Apr, 2031 112 $270.77 $3,944.30 $4,215.07 $81,562.48
May, 2031 113 $258.28 $3,956.79 $4,215.07 $77,605.69
Jun, 2031 114 $245.75 $3,969.32 $4,215.07 $73,636.37
Jul, 2031 115 $233.18 $3,981.89 $4,215.07 $69,654.48
Aug, 2031 116 $220.57 $3,994.50 $4,215.07 $65,659.98
Sep, 2031 117 $207.92 $4,007.15 $4,215.07 $61,652.83
Oct, 2031 118 $195.23 $4,019.84 $4,215.07 $57,632.99
Nov, 2031 119 $182.50 $4,032.57 $4,215.07 $53,600.42
Dec, 2031 120 $169.73 $4,045.34 $4,215.07 $49,555.08
Jan, 2032 121 $156.92 $4,058.15 $4,215.07 $45,496.93
Feb, 2032 122 $144.07 $4,071.00 $4,215.07 $41,425.93
Mar, 2032 123 $131.18 $4,083.89 $4,215.07 $37,342.04
Apr, 2032 124 $118.25 $4,096.82 $4,215.07 $33,245.22
May, 2032 125 $105.28 $4,109.79 $4,215.07 $29,135.43
Jun, 2032 126 $92.26 $4,122.81 $4,215.07 $25,012.62
Jul, 2032 127 $79.21 $4,135.86 $4,215.07 $20,876.76
Aug, 2032 128 $66.11 $4,148.96 $4,215.07 $16,727.80
Sep, 2032 129 $52.97 $4,162.10 $4,215.07 $12,565.70
Oct, 2032 130 $39.79 $4,175.28 $4,215.07 $8,390.42
Nov, 2032 131 $26.57 $4,188.50 $4,215.07 $4,201.92
Dec, 2032 132 $13.31 $4,201.92 $4,215.23 $0.00

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