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Auto Loan Calculator




Auto loan calculator with trade in option to calculate the cost and monthly payments for your car loan.

Car Loan Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Auto Loan Calculator Results

Loan Amount: $25,000.00
Total Monthly Payment:
$410.20
Total # Of Payments: 72
Start Date: Jan, 2023
Payoff Date: Dec, 2028
Down Payment: $21,000.00
Trade In Value: $7,000.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $4,534.71
Total of All Costs:
$57,534.71

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Jan, 2023 1 $117.71 $292.50 $410.20 $24,707.50
Feb, 2023 2 $116.33 $293.87 $410.20 $24,413.63
Mar, 2023 3 $114.95 $295.26 $410.20 $24,118.37
Apr, 2023 4 $113.56 $296.65 $410.20 $23,821.73
May, 2023 5 $112.16 $298.04 $410.20 $23,523.68
Jun, 2023 6 $110.76 $299.45 $410.20 $23,224.24
Jul, 2023 7 $109.35 $300.86 $410.20 $22,923.38
Aug, 2023 8 $107.93 $302.27 $410.20 $22,621.11
Sep, 2023 9 $106.51 $303.70 $410.20 $22,317.41
Oct, 2023 10 $105.08 $305.13 $410.20 $22,012.28
Nov, 2023 11 $103.64 $306.56 $410.20 $21,705.72
Dec, 2023 12 $102.20 $308.01 $410.20 $21,397.71
Jan, 2024 13 $100.75 $309.46 $410.20 $21,088.26
Feb, 2024 14 $99.29 $310.91 $410.20 $20,777.34
Mar, 2024 15 $97.83 $312.38 $410.20 $20,464.97
Apr, 2024 16 $96.36 $313.85 $410.20 $20,151.12
May, 2024 17 $94.88 $315.33 $410.20 $19,835.79
Jun, 2024 18 $93.39 $316.81 $410.20 $19,518.98
Jul, 2024 19 $91.90 $318.30 $410.20 $19,200.68
Aug, 2024 20 $90.40 $319.80 $410.20 $18,880.88
Sep, 2024 21 $88.90 $321.31 $410.20 $18,559.57
Oct, 2024 22 $87.38 $322.82 $410.20 $18,236.75
Nov, 2024 23 $85.86 $324.34 $410.20 $17,912.41
Dec, 2024 24 $84.34 $325.87 $410.20 $17,586.54
Jan, 2025 25 $82.80 $327.40 $410.20 $17,259.14
Feb, 2025 26 $81.26 $328.94 $410.20 $16,930.20
Mar, 2025 27 $79.71 $330.49 $410.20 $16,599.71
Apr, 2025 28 $78.16 $332.05 $410.20 $16,267.66
May, 2025 29 $76.59 $333.61 $410.20 $15,934.05
Jun, 2025 30 $75.02 $335.18 $410.20 $15,598.87
Jul, 2025 31 $73.44 $336.76 $410.20 $15,262.11
Aug, 2025 32 $71.86 $338.35 $410.20 $14,923.76
Sep, 2025 33 $70.27 $339.94 $410.20 $14,583.83
Oct, 2025 34 $68.67 $341.54 $410.20 $14,242.29
Nov, 2025 35 $67.06 $343.15 $410.20 $13,899.14
Dec, 2025 36 $65.44 $344.76 $410.20 $13,554.38
Jan, 2026 37 $63.82 $346.39 $410.20 $13,207.99
Feb, 2026 38 $62.19 $348.02 $410.20 $12,859.98
Mar, 2026 39 $60.55 $349.66 $410.20 $12,510.32
Apr, 2026 40 $58.90 $351.30 $410.20 $12,159.02
May, 2026 41 $57.25 $352.96 $410.20 $11,806.06
Jun, 2026 42 $55.59 $354.62 $410.20 $11,451.45
Jul, 2026 43 $53.92 $356.29 $410.20 $11,095.16
Aug, 2026 44 $52.24 $357.96 $410.20 $10,737.19
Sep, 2026 45 $50.55 $359.65 $410.20 $10,377.54
Oct, 2026 46 $48.86 $361.34 $410.20 $10,016.20
Nov, 2026 47 $47.16 $363.04 $410.20 $9,653.16
Dec, 2026 48 $45.45 $364.75 $410.20 $9,288.40
Jan, 2027 49 $43.73 $366.47 $410.20 $8,921.93
Feb, 2027 50 $42.01 $368.20 $410.20 $8,553.73
Mar, 2027 51 $40.27 $369.93 $410.20 $8,183.80
Apr, 2027 52 $38.53 $371.67 $410.20 $7,812.13
May, 2027 53 $36.78 $373.42 $410.20 $7,438.71
Jun, 2027 54 $35.02 $375.18 $410.20 $7,063.53
Jul, 2027 55 $33.26 $376.95 $410.20 $6,686.58
Aug, 2027 56 $31.48 $378.72 $410.20 $6,307.86
Sep, 2027 57 $29.70 $380.50 $410.20 $5,927.35
Oct, 2027 58 $27.91 $382.30 $410.20 $5,545.06
Nov, 2027 59 $26.11 $384.10 $410.20 $5,160.96
Dec, 2027 60 $24.30 $385.90 $410.20 $4,775.06
Jan, 2028 61 $22.48 $387.72 $410.20 $4,387.34
Feb, 2028 62 $20.66 $389.55 $410.20 $3,997.79
Mar, 2028 63 $18.82 $391.38 $410.20 $3,606.41
Apr, 2028 64 $16.98 $393.22 $410.20 $3,213.18
May, 2028 65 $15.13 $395.08 $410.20 $2,818.11
Jun, 2028 66 $13.27 $396.94 $410.20 $2,421.17
Jul, 2028 67 $11.40 $398.80 $410.20 $2,022.37
Aug, 2028 68 $9.52 $400.68 $410.20 $1,621.68
Sep, 2028 69 $7.64 $402.57 $410.20 $1,219.11
Oct, 2028 70 $5.74 $404.46 $410.20 $814.65
Nov, 2028 71 $3.84 $406.37 $410.20 $408.28
Dec, 2028 72 $1.92 $408.28 $410.20 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $410.20 $205.10
Total Interest $4,534.71 $4,075.02
Total Payment $50,534.71 $50,075.02
Total Savings $0 $459.69
Payoff Date Dec, 2028 Jun, 2028



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