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Auto Loan Calculator


Auto loan calculator with trade in option to calculate the cost and monthly payments for your car loan. The auto loan calculator shows carbuyers the borrowing costs of getting an auto loan.

Car Loan Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Auto Loan Calculator Results

Loan Amount: $25,000.00
Total Monthly Payment:
$410.20
Total # Of Payments: 72
Start Date: Oct, 2024
Payoff Date: Sep, 2030
Down Payment: $21,000.00
Trade In Value: $7,000.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $4,534.71
Total of All Costs:
$57,534.71

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Oct, 2024 1 $117.71 $292.50 $410.20 $24,707.50
Nov, 2024 2 $116.33 $293.87 $410.20 $24,413.63
Dec, 2024 3 $114.95 $295.26 $410.20 $24,118.37
Jan, 2025 4 $113.56 $296.65 $410.20 $23,821.73
Feb, 2025 5 $112.16 $298.04 $410.20 $23,523.68
Mar, 2025 6 $110.76 $299.45 $410.20 $23,224.24
Apr, 2025 7 $109.35 $300.86 $410.20 $22,923.38
May, 2025 8 $107.93 $302.27 $410.20 $22,621.11
Jun, 2025 9 $106.51 $303.70 $410.20 $22,317.41
Jul, 2025 10 $105.08 $305.13 $410.20 $22,012.28
Aug, 2025 11 $103.64 $306.56 $410.20 $21,705.72
Sep, 2025 12 $102.20 $308.01 $410.20 $21,397.71
Oct, 2025 13 $100.75 $309.46 $410.20 $21,088.26
Nov, 2025 14 $99.29 $310.91 $410.20 $20,777.34
Dec, 2025 15 $97.83 $312.38 $410.20 $20,464.97
Jan, 2026 16 $96.36 $313.85 $410.20 $20,151.12
Feb, 2026 17 $94.88 $315.33 $410.20 $19,835.79
Mar, 2026 18 $93.39 $316.81 $410.20 $19,518.98
Apr, 2026 19 $91.90 $318.30 $410.20 $19,200.68
May, 2026 20 $90.40 $319.80 $410.20 $18,880.88
Jun, 2026 21 $88.90 $321.31 $410.20 $18,559.57
Jul, 2026 22 $87.38 $322.82 $410.20 $18,236.75
Aug, 2026 23 $85.86 $324.34 $410.20 $17,912.41
Sep, 2026 24 $84.34 $325.87 $410.20 $17,586.54
Oct, 2026 25 $82.80 $327.40 $410.20 $17,259.14
Nov, 2026 26 $81.26 $328.94 $410.20 $16,930.20
Dec, 2026 27 $79.71 $330.49 $410.20 $16,599.71
Jan, 2027 28 $78.16 $332.05 $410.20 $16,267.66
Feb, 2027 29 $76.59 $333.61 $410.20 $15,934.05
Mar, 2027 30 $75.02 $335.18 $410.20 $15,598.87
Apr, 2027 31 $73.44 $336.76 $410.20 $15,262.11
May, 2027 32 $71.86 $338.35 $410.20 $14,923.76
Jun, 2027 33 $70.27 $339.94 $410.20 $14,583.83
Jul, 2027 34 $68.67 $341.54 $410.20 $14,242.29
Aug, 2027 35 $67.06 $343.15 $410.20 $13,899.14
Sep, 2027 36 $65.44 $344.76 $410.20 $13,554.38
Oct, 2027 37 $63.82 $346.39 $410.20 $13,207.99
Nov, 2027 38 $62.19 $348.02 $410.20 $12,859.98
Dec, 2027 39 $60.55 $349.66 $410.20 $12,510.32
Jan, 2028 40 $58.90 $351.30 $410.20 $12,159.02
Feb, 2028 41 $57.25 $352.96 $410.20 $11,806.06
Mar, 2028 42 $55.59 $354.62 $410.20 $11,451.45
Apr, 2028 43 $53.92 $356.29 $410.20 $11,095.16
May, 2028 44 $52.24 $357.96 $410.20 $10,737.19
Jun, 2028 45 $50.55 $359.65 $410.20 $10,377.54
Jul, 2028 46 $48.86 $361.34 $410.20 $10,016.20
Aug, 2028 47 $47.16 $363.04 $410.20 $9,653.16
Sep, 2028 48 $45.45 $364.75 $410.20 $9,288.40
Oct, 2028 49 $43.73 $366.47 $410.20 $8,921.93
Nov, 2028 50 $42.01 $368.20 $410.20 $8,553.73
Dec, 2028 51 $40.27 $369.93 $410.20 $8,183.80
Jan, 2029 52 $38.53 $371.67 $410.20 $7,812.13
Feb, 2029 53 $36.78 $373.42 $410.20 $7,438.71
Mar, 2029 54 $35.02 $375.18 $410.20 $7,063.53
Apr, 2029 55 $33.26 $376.95 $410.20 $6,686.58
May, 2029 56 $31.48 $378.72 $410.20 $6,307.86
Jun, 2029 57 $29.70 $380.50 $410.20 $5,927.35
Jul, 2029 58 $27.91 $382.30 $410.20 $5,545.06
Aug, 2029 59 $26.11 $384.10 $410.20 $5,160.96
Sep, 2029 60 $24.30 $385.90 $410.20 $4,775.06
Oct, 2029 61 $22.48 $387.72 $410.20 $4,387.34
Nov, 2029 62 $20.66 $389.55 $410.20 $3,997.79
Dec, 2029 63 $18.82 $391.38 $410.20 $3,606.41
Jan, 2030 64 $16.98 $393.22 $410.20 $3,213.18
Feb, 2030 65 $15.13 $395.08 $410.20 $2,818.11
Mar, 2030 66 $13.27 $396.94 $410.20 $2,421.17
Apr, 2030 67 $11.40 $398.80 $410.20 $2,022.37
May, 2030 68 $9.52 $400.68 $410.20 $1,621.68
Jun, 2030 69 $7.64 $402.57 $410.20 $1,219.11
Jul, 2030 70 $5.74 $404.46 $410.20 $814.65
Aug, 2030 71 $3.84 $406.37 $410.20 $408.28
Sep, 2030 72 $1.92 $408.28 $410.20 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $410.20 $205.10
Total Interest $4,534.71 $4,075.02
Total Payment $50,534.71 $50,075.02
Total Savings $0 $459.69
Payoff Date Sep, 2030 Mar, 2030



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