Car Loan Calculator




Car loan calculator with extra payment is used to calculate monthly payment for your car loan. The auto loan calculator has many advanced options such as down payment, taxes, trade in, extra payments, and amortization schedule.

Auto Loan Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date

Auto Loan Calculator Results

Loan Amount: $40,000.00
Total Monthly Payment:
$768.67
Total # Of Payments: 60
Start Date: Aug, 2022
Payoff Date: Jul, 2027
Down Payment: $20,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $6,120.24
Total of All Costs:
$66,120.24

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Aug, 2022 1 $191.67 $577.00 $768.67 $39,423.00
Sep, 2022 2 $188.90 $579.77 $768.67 $38,843.23
Oct, 2022 3 $186.12 $582.55 $768.67 $38,260.68
Nov, 2022 4 $183.33 $585.34 $768.67 $37,675.34
Dec, 2022 5 $180.53 $588.14 $768.67 $37,087.20
Jan, 2023 6 $177.71 $590.96 $768.67 $36,496.24
Feb, 2023 7 $174.88 $593.79 $768.67 $35,902.44
Mar, 2023 8 $172.03 $596.64 $768.67 $35,305.81
Apr, 2023 9 $169.17 $599.50 $768.67 $34,706.31
May, 2023 10 $166.30 $602.37 $768.67 $34,103.94
Jun, 2023 11 $163.41 $605.26 $768.67 $33,498.68
Jul, 2023 12 $160.51 $608.16 $768.67 $32,890.53
Aug, 2023 13 $157.60 $611.07 $768.67 $32,279.46
Sep, 2023 14 $154.67 $614.00 $768.67 $31,665.46
Oct, 2023 15 $151.73 $616.94 $768.67 $31,048.52
Nov, 2023 16 $148.77 $619.90 $768.67 $30,428.62
Dec, 2023 17 $145.80 $622.87 $768.67 $29,805.75
Jan, 2024 18 $142.82 $625.85 $768.67 $29,179.90
Feb, 2024 19 $139.82 $628.85 $768.67 $28,551.05
Mar, 2024 20 $136.81 $631.86 $768.67 $27,919.19
Apr, 2024 21 $133.78 $634.89 $768.67 $27,284.30
May, 2024 22 $130.74 $637.93 $768.67 $26,646.36
Jun, 2024 23 $127.68 $640.99 $768.67 $26,005.37
Jul, 2024 24 $124.61 $644.06 $768.67 $25,361.31
Aug, 2024 25 $121.52 $647.15 $768.67 $24,714.17
Sep, 2024 26 $118.42 $650.25 $768.67 $24,063.92
Oct, 2024 27 $115.31 $653.36 $768.67 $23,410.55
Nov, 2024 28 $112.18 $656.50 $768.67 $22,754.06
Dec, 2024 29 $109.03 $659.64 $768.67 $22,094.42
Jan, 2025 30 $105.87 $662.80 $768.67 $21,431.61
Feb, 2025 31 $102.69 $665.98 $768.67 $20,765.64
Mar, 2025 32 $99.50 $669.17 $768.67 $20,096.47
Apr, 2025 33 $96.30 $672.38 $768.67 $19,424.09
May, 2025 34 $93.07 $675.60 $768.67 $18,748.50
Jun, 2025 35 $89.84 $678.83 $768.67 $18,069.66
Jul, 2025 36 $86.58 $682.09 $768.67 $17,387.57
Aug, 2025 37 $83.32 $685.36 $768.67 $16,702.22
Sep, 2025 38 $80.03 $688.64 $768.67 $16,013.58
Oct, 2025 39 $76.73 $691.94 $768.67 $15,321.64
Nov, 2025 40 $73.42 $695.25 $768.67 $14,626.39
Dec, 2025 41 $70.08 $698.59 $768.67 $13,927.80
Jan, 2026 42 $66.74 $701.93 $768.67 $13,225.87
Feb, 2026 43 $63.37 $705.30 $768.67 $12,520.57
Mar, 2026 44 $59.99 $708.68 $768.67 $11,811.89
Apr, 2026 45 $56.60 $712.07 $768.67 $11,099.82
May, 2026 46 $53.19 $715.48 $768.67 $10,384.34
Jun, 2026 47 $49.76 $718.91 $768.67 $9,665.43
Jul, 2026 48 $46.31 $722.36 $768.67 $8,943.07
Aug, 2026 49 $42.85 $725.82 $768.67 $8,217.25
Sep, 2026 50 $39.37 $729.30 $768.67 $7,487.95
Oct, 2026 51 $35.88 $732.79 $768.67 $6,755.16
Nov, 2026 52 $32.37 $736.30 $768.67 $6,018.86
Dec, 2026 53 $28.84 $739.83 $768.67 $5,279.03
Jan, 2027 54 $25.30 $743.38 $768.67 $4,535.65
Feb, 2027 55 $21.73 $746.94 $768.67 $3,788.72
Mar, 2027 56 $18.15 $750.52 $768.67 $3,038.20
Apr, 2027 57 $14.56 $754.11 $768.67 $2,284.09
May, 2027 58 $10.94 $757.73 $768.67 $1,526.36
Jun, 2027 59 $7.31 $761.36 $768.67 $765.01
Jul, 2027 60 $3.67 $765.01 $768.67 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $768.67 $384.34
Total Interest $6,120.24 $5,509.83
Total Payment $66,120.24 $65,509.83
Total Savings $0 $610.42
Payoff Date Jul, 2027 Feb, 2027


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