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Credit Card Minimum Payment Calculator


Credit Card Minimum Payment Calculator to calculate the total interest payment for your credit card and how long it takes to pay off your credit card.

Credit Card Minimum Payment Calculator

Current Balance
$
Interest Rate
Current Monthly Payment
$

Credit Card Payment Calculator

Monthly Payment
$400.00
Expected Payoff Time
20 months
Total Interest
$1,222.14
Total Principal
$6,700.00
Total Payment
$7,922.14
Payoff Date
Apr, 2026

Credit Card Loan Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Sep, 2024 1 $111.67 $288.33 $400.00 $6,411.67
Oct, 2024 2 $106.86 $293.14 $400.00 $6,118.53
Nov, 2024 3 $101.98 $298.02 $400.00 $5,820.50
Dec, 2024 4 $97.01 $302.99 $400.00 $5,517.51
Jan, 2025 5 $91.96 $308.04 $400.00 $5,209.47
Feb, 2025 6 $86.82 $313.18 $400.00 $4,896.29
Mar, 2025 7 $81.60 $318.40 $400.00 $4,577.90
Apr, 2025 8 $76.30 $323.70 $400.00 $4,254.20
May, 2025 9 $70.90 $329.10 $400.00 $3,925.10
Jun, 2025 10 $65.42 $334.58 $400.00 $3,590.52
Jul, 2025 11 $59.84 $340.16 $400.00 $3,250.36
Aug, 2025 12 $54.17 $345.83 $400.00 $2,904.53
Sep, 2025 13 $48.41 $351.59 $400.00 $2,552.94
Oct, 2025 14 $42.55 $357.45 $400.00 $2,195.49
Nov, 2025 15 $36.59 $363.41 $400.00 $1,832.08
Dec, 2025 16 $30.53 $369.47 $400.00 $1,462.62
Jan, 2026 17 $24.38 $375.62 $400.00 $1,087.00
Feb, 2026 18 $18.12 $381.88 $400.00 $705.11
Mar, 2026 19 $11.75 $388.25 $400.00 $316.86
Apr, 2026 20 $5.28 $316.86 $322.14 $0.00



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