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Credit Card Interest Calculator

Credit Card Interest Calculator is a tool to calculate the total interest payments for your credit card balance. The credit card interest calculator will show borrowers how long it will take to pay off their credit card.

Credit Card Payment Calculator

Current Balance
$
Interest Rate
Monthly Payment
$
OR
Desired Payoff Years
years
Total Interest
$1,194.98
Total Principal
$6,000.00
Total Payment
$7,194.98
Monthly Payment
$320.00
Expected Payoff Time
23 months
Payoff Date
Aug, 2026


Credit Card Payment Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Oct, 2024 1 $96.25 $223.75 $320.00 $5,776.25
Nov, 2024 2 $92.66 $227.34 $320.00 $5,548.91
Dec, 2024 3 $89.01 $230.99 $320.00 $5,317.92
Jan, 2025 4 $85.31 $234.69 $320.00 $5,083.23
Feb, 2025 5 $81.54 $238.46 $320.00 $4,844.78
Mar, 2025 6 $77.72 $242.28 $320.00 $4,602.49
Apr, 2025 7 $73.83 $246.17 $320.00 $4,356.33
May, 2025 8 $69.88 $250.12 $320.00 $4,106.21
Jun, 2025 9 $65.87 $254.13 $320.00 $3,852.08
Jul, 2025 10 $61.79 $258.21 $320.00 $3,593.87
Aug, 2025 11 $57.65 $262.35 $320.00 $3,331.52
Sep, 2025 12 $53.44 $266.56 $320.00 $3,064.97
Oct, 2025 13 $49.17 $270.83 $320.00 $2,794.14
Nov, 2025 14 $44.82 $275.18 $320.00 $2,518.96
Dec, 2025 15 $40.41 $279.59 $320.00 $2,239.37
Jan, 2026 16 $35.92 $284.08 $320.00 $1,955.29
Feb, 2026 17 $31.37 $288.63 $320.00 $1,666.66
Mar, 2026 18 $26.74 $293.26 $320.00 $1,373.39
Apr, 2026 19 $22.03 $297.97 $320.00 $1,075.42
May, 2026 20 $17.25 $302.75 $320.00 $772.67
Jun, 2026 21 $12.39 $307.61 $320.00 $465.07
Jul, 2026 22 $7.46 $312.54 $320.00 $152.53
Aug, 2026 23 $2.45 $152.53 $154.98 $0.00



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