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The monthly payment is $18.43 for a $200 loan with a 18.99% APR. The loan or credit card debt will cost $21.16 in interest payments for the first 12 months.
18.99% APR on $200 Results |
|
APR |
18.9989% |
Total Financial Charges: |
$21.16 |
Total Financing Fees: |
$0.00 |
Financed Amount: |
$200.00 |
Loan Amount: |
$200.00 |
Monthly Payment: |
$18.43 |
Total # Of Payments: |
12 |
Start Date: |
Nov, 2024 |
Payoff Date: |
Oct, 2025 |
Total Interest Paid: |
$21.16 |
Total Payment: |
$221.16 |
18.99% APR on $200 Amortization Schedule |
||||||
Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
---|---|---|---|---|---|---|
Nov, 2024 | 1 | $3.17 | $15.27 | $18.43 | $184.73 | |
Dec, 2024 | 2 | $2.92 | $15.51 | $18.43 | $169.23 | |
Jan, 2025 | 3 | $2.68 | $15.75 | $18.43 | $153.48 | |
Feb, 2025 | 4 | $2.43 | $16.00 | $18.43 | $137.47 | |
Mar, 2025 | 5 | $2.18 | $16.25 | $18.43 | $121.22 | |
Apr, 2025 | 6 | $1.92 | $16.51 | $18.43 | $104.71 | |
May, 2025 | 7 | $1.66 | $16.77 | $18.43 | $87.93 | |
Jun, 2025 | 8 | $1.39 | $17.04 | $18.43 | $70.89 | |
Jul, 2025 | 9 | $1.12 | $17.31 | $18.43 | $53.59 | |
Aug, 2025 | 10 | $0.85 | $17.58 | $18.43 | $36.00 | |
Sep, 2025 | 11 | $0.57 | $17.86 | $18.43 | $18.14 | |
Oct, 2025 | 12 | $0.29 | $18.14 | $18.43 | $0.00 |
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