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How Much is 18% APR on $200?


The monthly payment is $18.34 for a $200 loan with a 18% APR. The loan or credit card debt will cost $20.03 in interest payments for the first 12 months.

18% APR on $200 Calculator

Loan Amount
Loan Terms
months
Interest Rate
Financing Fees (added to loan)
Prepaid Financing Fees

18% APR on $200 Results

APR
18.0026%
Total Financial Charges:
$20.03
Total Financing Fees:
$0.00
Financed Amount:
$200.00
Loan Amount:
$200.00
Monthly Payment:
$18.34
Total # Of Payments:
12
Start Date:
Nov, 2024
Payoff Date:
Oct, 2025
Total Interest Paid:
$20.03
Total Payment:
$220.03

18% APR on $200 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Nov, 2024 1 $3.00 $15.34 $18.34 $184.66
Dec, 2024 2 $2.77 $15.57 $18.34 $169.10
Jan, 2025 3 $2.54 $15.80 $18.34 $153.30
Feb, 2025 4 $2.30 $16.04 $18.34 $137.26
Mar, 2025 5 $2.06 $16.28 $18.34 $120.98
Apr, 2025 6 $1.81 $16.52 $18.34 $104.46
May, 2025 7 $1.57 $16.77 $18.34 $87.69
Jun, 2025 8 $1.32 $17.02 $18.34 $70.67
Jul, 2025 9 $1.06 $17.28 $18.34 $53.40
Aug, 2025 10 $0.80 $17.54 $18.34 $35.86
Sep, 2025 11 $0.54 $17.80 $18.34 $18.07
Oct, 2025 12 $0.27 $18.07 $18.34 $0.00



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