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SBA 504 Loan Calculator
SBA 504 Loan Calculator is a financial tool for business owners to calculate the monthly payments and the borrowing costs for SBA 504 loans. The SBA 504 loan amortization schedule breaks down the interest and principal payments throughout the course of the SBA 504 loan.
SBA 504 Loan Calculator |
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Loan Amount: |
$60,000.00 | |||||
Monthly Payment: |
$915.86 | |||||
Total # Of Payments: |
84 | |||||
Start Date: |
May, 2025 | |||||
Payoff Date: |
Apr, 2032 | |||||
Total Interest Paid: |
$16,932.33 | |||||
Total Payment: |
$76,932.33 | |||||
SBA 504 Loan Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| May, 2025 | 1 | $367.50 | $548.36 | $915.86 | $59,451.64 | |
| Jun, 2025 | 2 | $364.14 | $551.72 | $915.86 | $58,899.92 | |
| Jul, 2025 | 3 | $360.76 | $555.10 | $915.86 | $58,344.82 | |
| Aug, 2025 | 4 | $357.36 | $558.50 | $915.86 | $57,786.32 | |
| Sep, 2025 | 5 | $353.94 | $561.92 | $915.86 | $57,224.40 | |
| Oct, 2025 | 6 | $350.50 | $565.36 | $915.86 | $56,659.04 | |
| Nov, 2025 | 7 | $347.04 | $568.82 | $915.86 | $56,090.22 | |
| Dec, 2025 | 8 | $343.55 | $572.31 | $915.86 | $55,517.91 | |
| Jan, 2026 | 9 | $340.05 | $575.81 | $915.86 | $54,942.09 | |
| Feb, 2026 | 10 | $336.52 | $579.34 | $915.86 | $54,362.75 | |
| Mar, 2026 | 11 | $332.97 | $582.89 | $915.86 | $53,779.86 | |
| Apr, 2026 | 12 | $329.40 | $586.46 | $915.86 | $53,193.40 | |
| May, 2026 | 13 | $325.81 | $590.05 | $915.86 | $52,603.35 | |
| Jun, 2026 | 14 | $322.20 | $593.67 | $915.86 | $52,009.69 | |
| Jul, 2026 | 15 | $318.56 | $597.30 | $915.86 | $51,412.39 | |
| Aug, 2026 | 16 | $314.90 | $600.96 | $915.86 | $50,811.42 | |
| Sep, 2026 | 17 | $311.22 | $604.64 | $915.86 | $50,206.78 | |
| Oct, 2026 | 18 | $307.52 | $608.34 | $915.86 | $49,598.44 | |
| Nov, 2026 | 19 | $303.79 | $612.07 | $915.86 | $48,986.37 | |
| Dec, 2026 | 20 | $300.04 | $615.82 | $915.86 | $48,370.55 | |
| Jan, 2027 | 21 | $296.27 | $619.59 | $915.86 | $47,750.96 | |
| Feb, 2027 | 22 | $292.47 | $623.39 | $915.86 | $47,127.57 | |
| Mar, 2027 | 23 | $288.66 | $627.20 | $915.86 | $46,500.37 | |
| Apr, 2027 | 24 | $284.81 | $631.05 | $915.86 | $45,869.32 | |
| May, 2027 | 25 | $280.95 | $634.91 | $915.86 | $45,234.41 | |
| Jun, 2027 | 26 | $277.06 | $638.80 | $915.86 | $44,595.61 | |
| Jul, 2027 | 27 | $273.15 | $642.71 | $915.86 | $43,952.90 | |
| Aug, 2027 | 28 | $269.21 | $646.65 | $915.86 | $43,306.25 | |
| Sep, 2027 | 29 | $265.25 | $650.61 | $915.86 | $42,655.64 | |
| Oct, 2027 | 30 | $261.27 | $654.60 | $915.86 | $42,001.04 | |
| Nov, 2027 | 31 | $257.26 | $658.60 | $915.86 | $41,342.44 | |
| Dec, 2027 | 32 | $253.22 | $662.64 | $915.86 | $40,679.80 | |
| Jan, 2028 | 33 | $249.16 | $666.70 | $915.86 | $40,013.10 | |
| Feb, 2028 | 34 | $245.08 | $670.78 | $915.86 | $39,342.32 | |
| Mar, 2028 | 35 | $240.97 | $674.89 | $915.86 | $38,667.43 | |
| Apr, 2028 | 36 | $236.84 | $679.02 | $915.86 | $37,988.41 | |
| May, 2028 | 37 | $232.68 | $683.18 | $915.86 | $37,305.22 | |
| Jun, 2028 | 38 | $228.49 | $687.37 | $915.86 | $36,617.86 | |
| Jul, 2028 | 39 | $224.28 | $691.58 | $915.86 | $35,926.28 | |
| Aug, 2028 | 40 | $220.05 | $695.81 | $915.86 | $35,230.47 | |
| Sep, 2028 | 41 | $215.79 | $700.07 | $915.86 | $34,530.39 | |
| Oct, 2028 | 42 | $211.50 | $704.36 | $915.86 | $33,826.03 | |
| Nov, 2028 | 43 | $207.18 | $708.68 | $915.86 | $33,117.36 | |
| Dec, 2028 | 44 | $202.84 | $713.02 | $915.86 | $32,404.34 | |
| Jan, 2029 | 45 | $198.48 | $717.38 | $915.86 | $31,686.95 | |
| Feb, 2029 | 46 | $194.08 | $721.78 | $915.86 | $30,965.18 | |
| Mar, 2029 | 47 | $189.66 | $726.20 | $915.86 | $30,238.98 | |
| Apr, 2029 | 48 | $185.21 | $730.65 | $915.86 | $29,508.33 | |
| May, 2029 | 49 | $180.74 | $735.12 | $915.86 | $28,773.21 | |
| Jun, 2029 | 50 | $176.24 | $739.63 | $915.86 | $28,033.58 | |
| Jul, 2029 | 51 | $171.71 | $744.16 | $915.86 | $27,289.43 | |
| Aug, 2029 | 52 | $167.15 | $748.71 | $915.86 | $26,540.71 | |
| Sep, 2029 | 53 | $162.56 | $753.30 | $915.86 | $25,787.41 | |
| Oct, 2029 | 54 | $157.95 | $757.91 | $915.86 | $25,029.50 | |
| Nov, 2029 | 55 | $153.31 | $762.56 | $915.86 | $24,266.94 | |
| Dec, 2029 | 56 | $148.64 | $767.23 | $915.86 | $23,499.72 | |
| Jan, 2030 | 57 | $143.94 | $771.93 | $915.86 | $22,727.79 | |
| Feb, 2030 | 58 | $139.21 | $776.65 | $915.86 | $21,951.14 | |
| Mar, 2030 | 59 | $134.45 | $781.41 | $915.86 | $21,169.73 | |
| Apr, 2030 | 60 | $129.66 | $786.20 | $915.86 | $20,383.53 | |
| May, 2030 | 61 | $124.85 | $791.01 | $915.86 | $19,592.52 | |
| Jun, 2030 | 62 | $120.00 | $795.86 | $915.86 | $18,796.66 | |
| Jul, 2030 | 63 | $115.13 | $800.73 | $915.86 | $17,995.93 | |
| Aug, 2030 | 64 | $110.23 | $805.64 | $915.86 | $17,190.30 | |
| Sep, 2030 | 65 | $105.29 | $810.57 | $915.86 | $16,379.73 | |
| Oct, 2030 | 66 | $100.33 | $815.54 | $915.86 | $15,564.19 | |
| Nov, 2030 | 67 | $95.33 | $820.53 | $915.86 | $14,743.66 | |
| Dec, 2030 | 68 | $90.30 | $825.56 | $915.86 | $13,918.11 | |
| Jan, 2031 | 69 | $85.25 | $830.61 | $915.86 | $13,087.49 | |
| Feb, 2031 | 70 | $80.16 | $835.70 | $915.86 | $12,251.79 | |
| Mar, 2031 | 71 | $75.04 | $840.82 | $915.86 | $11,410.97 | |
| Apr, 2031 | 72 | $69.89 | $845.97 | $915.86 | $10,565.00 | |
| May, 2031 | 73 | $64.71 | $851.15 | $915.86 | $9,713.85 | |
| Jun, 2031 | 74 | $59.50 | $856.36 | $915.86 | $8,857.49 | |
| Jul, 2031 | 75 | $54.25 | $861.61 | $915.86 | $7,995.88 | |
| Aug, 2031 | 76 | $48.97 | $866.89 | $915.86 | $7,129.00 | |
| Sep, 2031 | 77 | $43.67 | $872.20 | $915.86 | $6,256.80 | |
| Oct, 2031 | 78 | $38.32 | $877.54 | $915.86 | $5,379.26 | |
| Nov, 2031 | 79 | $32.95 | $882.91 | $915.86 | $4,496.35 | |
| Dec, 2031 | 80 | $27.54 | $888.32 | $915.86 | $3,608.03 | |
| Jan, 2032 | 81 | $22.10 | $893.76 | $915.86 | $2,714.27 | |
| Feb, 2032 | 82 | $16.62 | $899.24 | $915.86 | $1,815.03 | |
| Mar, 2032 | 83 | $11.12 | $904.74 | $915.86 | $910.29 | |
| Apr, 2032 | 84 | $5.58 | $910.29 | $915.86 | $0.00 | |
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