loan calculator


Refinance Home Loan Calculator

Refinance Home Loan Calculator is used to calculate the cost and savings of refinancing your existing home loan.

Home Loan Refinance Calculator

Remaining Balance
$
Interest Rate
Current Monthly Payment
$
New Interest Rate
New Loan Terms
years
Closing Cost
$
Other Expenses
$


Mortgage Refinance Calculator Results

New Monthly Payment:
$1,135.52
Payoff Date:
May, 2054
Closing Cost:
$1,200.00
Other Expenses:
$200.00
Interest Savings:
$57,707.45
Total Savings:
$56,307.45

Mortgage Refinance Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jun, 2024 1 $802.92 $332.60 $1,135.52 $234,667.40
Jul, 2024 2 $801.78 $333.74 $1,135.52 $234,333.66
Aug, 2024 3 $800.64 $334.88 $1,135.52 $233,998.79
Sep, 2024 4 $799.50 $336.02 $1,135.52 $233,662.77
Oct, 2024 5 $798.35 $337.17 $1,135.52 $233,325.60
Nov, 2024 6 $797.20 $338.32 $1,135.52 $232,987.28
Dec, 2024 7 $796.04 $339.48 $1,135.52 $232,647.80
Jan, 2025 8 $794.88 $340.64 $1,135.52 $232,307.17
Feb, 2025 9 $793.72 $341.80 $1,135.52 $231,965.37
Mar, 2025 10 $792.55 $342.97 $1,135.52 $231,622.40
Apr, 2025 11 $791.38 $344.14 $1,135.52 $231,278.26
May, 2025 12 $790.20 $345.32 $1,135.52 $230,932.94
Jun, 2025 13 $789.02 $346.50 $1,135.52 $230,586.45
Jul, 2025 14 $787.84 $347.68 $1,135.52 $230,238.77
Aug, 2025 15 $786.65 $348.87 $1,135.52 $229,889.90
Sep, 2025 16 $785.46 $350.06 $1,135.52 $229,539.84
Oct, 2025 17 $784.26 $351.26 $1,135.52 $229,188.59
Nov, 2025 18 $783.06 $352.46 $1,135.52 $228,836.13
Dec, 2025 19 $781.86 $353.66 $1,135.52 $228,482.47
Jan, 2026 20 $780.65 $354.87 $1,135.52 $228,127.61
Feb, 2026 21 $779.44 $356.08 $1,135.52 $227,771.53
Mar, 2026 22 $778.22 $357.30 $1,135.52 $227,414.23
Apr, 2026 23 $777.00 $358.52 $1,135.52 $227,055.71
May, 2026 24 $775.77 $359.74 $1,135.52 $226,695.97
Jun, 2026 25 $774.54 $360.97 $1,135.52 $226,335.00
Jul, 2026 26 $773.31 $362.20 $1,135.52 $225,972.79
Aug, 2026 27 $772.07 $363.44 $1,135.52 $225,609.35
Sep, 2026 28 $770.83 $364.68 $1,135.52 $225,244.67
Oct, 2026 29 $769.59 $365.93 $1,135.52 $224,878.74
Nov, 2026 30 $768.34 $367.18 $1,135.52 $224,511.56
Dec, 2026 31 $767.08 $368.44 $1,135.52 $224,143.12
Jan, 2027 32 $765.82 $369.69 $1,135.52 $223,773.43
Feb, 2027 33 $764.56 $370.96 $1,135.52 $223,402.47
Mar, 2027 34 $763.29 $372.22 $1,135.52 $223,030.24
Apr, 2027 35 $762.02 $373.50 $1,135.52 $222,656.75
May, 2027 36 $760.74 $374.77 $1,135.52 $222,281.98
Jun, 2027 37 $759.46 $376.05 $1,135.52 $221,905.92
Jul, 2027 38 $758.18 $377.34 $1,135.52 $221,528.59
Aug, 2027 39 $756.89 $378.63 $1,135.52 $221,149.96
Sep, 2027 40 $755.60 $379.92 $1,135.52 $220,770.04
Oct, 2027 41 $754.30 $381.22 $1,135.52 $220,388.82
Nov, 2027 42 $753.00 $382.52 $1,135.52 $220,006.30
Dec, 2027 43 $751.69 $383.83 $1,135.52 $219,622.47
Jan, 2028 44 $750.38 $385.14 $1,135.52 $219,237.33
Feb, 2028 45 $749.06 $386.46 $1,135.52 $218,850.88
Mar, 2028 46 $747.74 $387.78 $1,135.52 $218,463.10
Apr, 2028 47 $746.42 $389.10 $1,135.52 $218,074.00
May, 2028 48 $745.09 $390.43 $1,135.52 $217,683.57
Jun, 2028 49 $743.75 $391.76 $1,135.52 $217,291.81
Jul, 2028 50 $742.41 $393.10 $1,135.52 $216,898.70
Aug, 2028 51 $741.07 $394.45 $1,135.52 $216,504.26
Sep, 2028 52 $739.72 $395.79 $1,135.52 $216,108.47
Oct, 2028 53 $738.37 $397.15 $1,135.52 $215,711.32
Nov, 2028 54 $737.01 $398.50 $1,135.52 $215,312.82
Dec, 2028 55 $735.65 $399.86 $1,135.52 $214,912.95
Jan, 2029 56 $734.29 $401.23 $1,135.52 $214,511.72
Feb, 2029 57 $732.92 $402.60 $1,135.52 $214,109.12
Mar, 2029 58 $731.54 $403.98 $1,135.52 $213,705.14
Apr, 2029 59 $730.16 $405.36 $1,135.52 $213,299.79
May, 2029 60 $728.77 $406.74 $1,135.52 $212,893.05
Jun, 2029 61 $727.38 $408.13 $1,135.52 $212,484.91
Jul, 2029 62 $725.99 $409.53 $1,135.52 $212,075.39
Aug, 2029 63 $724.59 $410.93 $1,135.52 $211,664.46
Sep, 2029 64 $723.19 $412.33 $1,135.52 $211,252.13
Oct, 2029 65 $721.78 $413.74 $1,135.52 $210,838.40
Nov, 2029 66 $720.36 $415.15 $1,135.52 $210,423.24
Dec, 2029 67 $718.95 $416.57 $1,135.52 $210,006.67
Jan, 2030 68 $717.52 $417.99 $1,135.52 $209,588.68
Feb, 2030 69 $716.09 $419.42 $1,135.52 $209,169.26
Mar, 2030 70 $714.66 $420.85 $1,135.52 $208,748.40
Apr, 2030 71 $713.22 $422.29 $1,135.52 $208,326.11
May, 2030 72 $711.78 $423.74 $1,135.52 $207,902.38
Jun, 2030 73 $710.33 $425.18 $1,135.52 $207,477.19
Jul, 2030 74 $708.88 $426.64 $1,135.52 $207,050.56
Aug, 2030 75 $707.42 $428.09 $1,135.52 $206,622.46
Sep, 2030 76 $705.96 $429.56 $1,135.52 $206,192.91
Oct, 2030 77 $704.49 $431.02 $1,135.52 $205,761.88
Nov, 2030 78 $703.02 $432.50 $1,135.52 $205,329.39
Dec, 2030 79 $701.54 $433.97 $1,135.52 $204,895.41
Jan, 2031 80 $700.06 $435.46 $1,135.52 $204,459.96
Feb, 2031 81 $698.57 $436.94 $1,135.52 $204,023.01
Mar, 2031 82 $697.08 $438.44 $1,135.52 $203,584.58
Apr, 2031 83 $695.58 $439.94 $1,135.52 $203,144.64
May, 2031 84 $694.08 $441.44 $1,135.52 $202,703.20
Jun, 2031 85 $692.57 $442.95 $1,135.52 $202,260.25
Jul, 2031 86 $691.06 $444.46 $1,135.52 $201,815.79
Aug, 2031 87 $689.54 $445.98 $1,135.52 $201,369.82
Sep, 2031 88 $688.01 $447.50 $1,135.52 $200,922.31
Oct, 2031 89 $686.48 $449.03 $1,135.52 $200,473.28
Nov, 2031 90 $684.95 $450.57 $1,135.52 $200,022.71
Dec, 2031 91 $683.41 $452.11 $1,135.52 $199,570.61
Jan, 2032 92 $681.87 $453.65 $1,135.52 $199,116.96
Feb, 2032 93 $680.32 $455.20 $1,135.52 $198,661.76
Mar, 2032 94 $678.76 $456.76 $1,135.52 $198,205.00
Apr, 2032 95 $677.20 $458.32 $1,135.52 $197,746.69
May, 2032 96 $675.63 $459.88 $1,135.52 $197,286.81
Jun, 2032 97 $674.06 $461.45 $1,135.52 $196,825.35
Jul, 2032 98 $672.49 $463.03 $1,135.52 $196,362.32
Aug, 2032 99 $670.90 $464.61 $1,135.52 $195,897.71
Sep, 2032 100 $669.32 $466.20 $1,135.52 $195,431.51
Oct, 2032 101 $667.72 $467.79 $1,135.52 $194,963.72
Nov, 2032 102 $666.13 $469.39 $1,135.52 $194,494.33
Dec, 2032 103 $664.52 $470.99 $1,135.52 $194,023.34
Jan, 2033 104 $662.91 $472.60 $1,135.52 $193,550.74
Feb, 2033 105 $661.30 $474.22 $1,135.52 $193,076.52
Mar, 2033 106 $659.68 $475.84 $1,135.52 $192,600.68
Apr, 2033 107 $658.05 $477.46 $1,135.52 $192,123.22
May, 2033 108 $656.42 $479.10 $1,135.52 $191,644.12
Jun, 2033 109 $654.78 $480.73 $1,135.52 $191,163.39
Jul, 2033 110 $653.14 $482.37 $1,135.52 $190,681.01
Aug, 2033 111 $651.49 $484.02 $1,135.52 $190,196.99
Sep, 2033 112 $649.84 $485.68 $1,135.52 $189,711.31
Oct, 2033 113 $648.18 $487.34 $1,135.52 $189,223.98
Nov, 2033 114 $646.52 $489.00 $1,135.52 $188,734.98
Dec, 2033 115 $644.84 $490.67 $1,135.52 $188,244.31
Jan, 2034 116 $643.17 $492.35 $1,135.52 $187,751.96
Feb, 2034 117 $641.49 $494.03 $1,135.52 $187,257.93
Mar, 2034 118 $639.80 $495.72 $1,135.52 $186,762.21
Apr, 2034 119 $638.10 $497.41 $1,135.52 $186,264.80
May, 2034 120 $636.40 $499.11 $1,135.52 $185,765.69
Jun, 2034 121 $634.70 $500.82 $1,135.52 $185,264.87
Jul, 2034 122 $632.99 $502.53 $1,135.52 $184,762.34
Aug, 2034 123 $631.27 $504.24 $1,135.52 $184,258.10
Sep, 2034 124 $629.55 $505.97 $1,135.52 $183,752.13
Oct, 2034 125 $627.82 $507.70 $1,135.52 $183,244.43
Nov, 2034 126 $626.09 $509.43 $1,135.52 $182,735.00
Dec, 2034 127 $624.34 $511.17 $1,135.52 $182,223.83
Jan, 2035 128 $622.60 $512.92 $1,135.52 $181,710.91
Feb, 2035 129 $620.85 $514.67 $1,135.52 $181,196.24
Mar, 2035 130 $619.09 $516.43 $1,135.52 $180,679.81
Apr, 2035 131 $617.32 $518.19 $1,135.52 $180,161.62
May, 2035 132 $615.55 $519.96 $1,135.52 $179,641.65
Jun, 2035 133 $613.78 $521.74 $1,135.52 $179,119.91
Jul, 2035 134 $611.99 $523.52 $1,135.52 $178,596.39
Aug, 2035 135 $610.20 $525.31 $1,135.52 $178,071.08
Sep, 2035 136 $608.41 $527.11 $1,135.52 $177,543.97
Oct, 2035 137 $606.61 $528.91 $1,135.52 $177,015.07
Nov, 2035 138 $604.80 $530.71 $1,135.52 $176,484.35
Dec, 2035 139 $602.99 $532.53 $1,135.52 $175,951.82
Jan, 2036 140 $601.17 $534.35 $1,135.52 $175,417.48
Feb, 2036 141 $599.34 $536.17 $1,135.52 $174,881.30
Mar, 2036 142 $597.51 $538.01 $1,135.52 $174,343.30
Apr, 2036 143 $595.67 $539.84 $1,135.52 $173,803.45
May, 2036 144 $593.83 $541.69 $1,135.52 $173,261.77
Jun, 2036 145 $591.98 $543.54 $1,135.52 $172,718.23
Jul, 2036 146 $590.12 $545.40 $1,135.52 $172,172.83
Aug, 2036 147 $588.26 $547.26 $1,135.52 $171,625.57
Sep, 2036 148 $586.39 $549.13 $1,135.52 $171,076.44
Oct, 2036 149 $584.51 $551.00 $1,135.52 $170,525.44
Nov, 2036 150 $582.63 $552.89 $1,135.52 $169,972.55
Dec, 2036 151 $580.74 $554.78 $1,135.52 $169,417.77
Jan, 2037 152 $578.84 $556.67 $1,135.52 $168,861.10
Feb, 2037 153 $576.94 $558.57 $1,135.52 $168,302.53
Mar, 2037 154 $575.03 $560.48 $1,135.52 $167,742.05
Apr, 2037 155 $573.12 $562.40 $1,135.52 $167,179.65
May, 2037 156 $571.20 $564.32 $1,135.52 $166,615.33
Jun, 2037 157 $569.27 $566.25 $1,135.52 $166,049.08
Jul, 2037 158 $567.33 $568.18 $1,135.52 $165,480.90
Aug, 2037 159 $565.39 $570.12 $1,135.52 $164,910.78
Sep, 2037 160 $563.45 $572.07 $1,135.52 $164,338.71
Oct, 2037 161 $561.49 $574.03 $1,135.52 $163,764.68
Nov, 2037 162 $559.53 $575.99 $1,135.52 $163,188.69
Dec, 2037 163 $557.56 $577.95 $1,135.52 $162,610.74
Jan, 2038 164 $555.59 $579.93 $1,135.52 $162,030.81
Feb, 2038 165 $553.61 $581.91 $1,135.52 $161,448.90
Mar, 2038 166 $551.62 $583.90 $1,135.52 $160,865.00
Apr, 2038 167 $549.62 $585.89 $1,135.52 $160,279.11
May, 2038 168 $547.62 $587.90 $1,135.52 $159,691.21
Jun, 2038 169 $545.61 $589.90 $1,135.52 $159,101.31
Jul, 2038 170 $543.60 $591.92 $1,135.52 $158,509.39
Aug, 2038 171 $541.57 $593.94 $1,135.52 $157,915.44
Sep, 2038 172 $539.54 $595.97 $1,135.52 $157,319.47
Oct, 2038 173 $537.51 $598.01 $1,135.52 $156,721.46
Nov, 2038 174 $535.46 $600.05 $1,135.52 $156,121.41
Dec, 2038 175 $533.41 $602.10 $1,135.52 $155,519.31
Jan, 2039 176 $531.36 $604.16 $1,135.52 $154,915.15
Feb, 2039 177 $529.29 $606.22 $1,135.52 $154,308.93
Mar, 2039 178 $527.22 $608.29 $1,135.52 $153,700.64
Apr, 2039 179 $525.14 $610.37 $1,135.52 $153,090.26
May, 2039 180 $523.06 $612.46 $1,135.52 $152,477.81
Jun, 2039 181 $520.97 $614.55 $1,135.52 $151,863.25
Jul, 2039 182 $518.87 $616.65 $1,135.52 $151,246.60
Aug, 2039 183 $516.76 $618.76 $1,135.52 $150,627.85
Sep, 2039 184 $514.65 $620.87 $1,135.52 $150,006.98
Oct, 2039 185 $512.52 $622.99 $1,135.52 $149,383.98
Nov, 2039 186 $510.40 $625.12 $1,135.52 $148,758.86
Dec, 2039 187 $508.26 $627.26 $1,135.52 $148,131.61
Jan, 2040 188 $506.12 $629.40 $1,135.52 $147,502.21
Feb, 2040 189 $503.97 $631.55 $1,135.52 $146,870.66
Mar, 2040 190 $501.81 $633.71 $1,135.52 $146,236.95
Apr, 2040 191 $499.64 $635.87 $1,135.52 $145,601.08
May, 2040 192 $497.47 $638.05 $1,135.52 $144,963.03
Jun, 2040 193 $495.29 $640.23 $1,135.52 $144,322.80
Jul, 2040 194 $493.10 $642.41 $1,135.52 $143,680.39
Aug, 2040 195 $490.91 $644.61 $1,135.52 $143,035.78
Sep, 2040 196 $488.71 $646.81 $1,135.52 $142,388.97
Oct, 2040 197 $486.50 $649.02 $1,135.52 $141,739.95
Nov, 2040 198 $484.28 $651.24 $1,135.52 $141,088.71
Dec, 2040 199 $482.05 $653.46 $1,135.52 $140,435.25
Jan, 2041 200 $479.82 $655.70 $1,135.52 $139,779.55
Feb, 2041 201 $477.58 $657.94 $1,135.52 $139,121.62
Mar, 2041 202 $475.33 $660.18 $1,135.52 $138,461.43
Apr, 2041 203 $473.08 $662.44 $1,135.52 $137,798.99
May, 2041 204 $470.81 $664.70 $1,135.52 $137,134.29
Jun, 2041 205 $468.54 $666.97 $1,135.52 $136,467.32
Jul, 2041 206 $466.26 $669.25 $1,135.52 $135,798.07
Aug, 2041 207 $463.98 $671.54 $1,135.52 $135,126.53
Sep, 2041 208 $461.68 $673.83 $1,135.52 $134,452.69
Oct, 2041 209 $459.38 $676.14 $1,135.52 $133,776.56
Nov, 2041 210 $457.07 $678.45 $1,135.52 $133,098.11
Dec, 2041 211 $454.75 $680.76 $1,135.52 $132,417.35
Jan, 2042 212 $452.43 $683.09 $1,135.52 $131,734.25
Feb, 2042 213 $450.09 $685.42 $1,135.52 $131,048.83
Mar, 2042 214 $447.75 $687.77 $1,135.52 $130,361.06
Apr, 2042 215 $445.40 $690.12 $1,135.52 $129,670.95
May, 2042 216 $443.04 $692.47 $1,135.52 $128,978.48
Jun, 2042 217 $440.68 $694.84 $1,135.52 $128,283.64
Jul, 2042 218 $438.30 $697.21 $1,135.52 $127,586.42
Aug, 2042 219 $435.92 $699.60 $1,135.52 $126,886.83
Sep, 2042 220 $433.53 $701.99 $1,135.52 $126,184.84
Oct, 2042 221 $431.13 $704.38 $1,135.52 $125,480.45
Nov, 2042 222 $428.72 $706.79 $1,135.52 $124,773.66
Dec, 2042 223 $426.31 $709.21 $1,135.52 $124,064.46
Jan, 2043 224 $423.89 $711.63 $1,135.52 $123,352.83
Feb, 2043 225 $421.46 $714.06 $1,135.52 $122,638.77
Mar, 2043 226 $419.02 $716.50 $1,135.52 $121,922.27
Apr, 2043 227 $416.57 $718.95 $1,135.52 $121,203.32
May, 2043 228 $414.11 $721.40 $1,135.52 $120,481.91
Jun, 2043 229 $411.65 $723.87 $1,135.52 $119,758.04
Jul, 2043 230 $409.17 $726.34 $1,135.52 $119,031.70
Aug, 2043 231 $406.69 $728.82 $1,135.52 $118,302.88
Sep, 2043 232 $404.20 $731.31 $1,135.52 $117,571.56
Oct, 2043 233 $401.70 $733.81 $1,135.52 $116,837.75
Nov, 2043 234 $399.20 $736.32 $1,135.52 $116,101.43
Dec, 2043 235 $396.68 $738.84 $1,135.52 $115,362.59
Jan, 2044 236 $394.16 $741.36 $1,135.52 $114,621.23
Feb, 2044 237 $391.62 $743.89 $1,135.52 $113,877.34
Mar, 2044 238 $389.08 $746.44 $1,135.52 $113,130.90
Apr, 2044 239 $386.53 $748.99 $1,135.52 $112,381.92
May, 2044 240 $383.97 $751.54 $1,135.52 $111,630.37
Jun, 2044 241 $381.40 $754.11 $1,135.52 $110,876.26
Jul, 2044 242 $378.83 $756.69 $1,135.52 $110,119.57
Aug, 2044 243 $376.24 $759.27 $1,135.52 $109,360.30
Sep, 2044 244 $373.65 $761.87 $1,135.52 $108,598.43
Oct, 2044 245 $371.04 $764.47 $1,135.52 $107,833.96
Nov, 2044 246 $368.43 $767.08 $1,135.52 $107,066.87
Dec, 2044 247 $365.81 $769.70 $1,135.52 $106,297.17
Jan, 2045 248 $363.18 $772.33 $1,135.52 $105,524.83
Feb, 2045 249 $360.54 $774.97 $1,135.52 $104,749.86
Mar, 2045 250 $357.90 $777.62 $1,135.52 $103,972.24
Apr, 2045 251 $355.24 $780.28 $1,135.52 $103,191.96
May, 2045 252 $352.57 $782.94 $1,135.52 $102,409.02
Jun, 2045 253 $349.90 $785.62 $1,135.52 $101,623.40
Jul, 2045 254 $347.21 $788.30 $1,135.52 $100,835.10
Aug, 2045 255 $344.52 $791.00 $1,135.52 $100,044.10
Sep, 2045 256 $341.82 $793.70 $1,135.52 $99,250.40
Oct, 2045 257 $339.11 $796.41 $1,135.52 $98,453.99
Nov, 2045 258 $336.38 $799.13 $1,135.52 $97,654.86
Dec, 2045 259 $333.65 $801.86 $1,135.52 $96,853.00
Jan, 2046 260 $330.91 $804.60 $1,135.52 $96,048.40
Feb, 2046 261 $328.17 $807.35 $1,135.52 $95,241.05
Mar, 2046 262 $325.41 $810.11 $1,135.52 $94,430.94
Apr, 2046 263 $322.64 $812.88 $1,135.52 $93,618.06
May, 2046 264 $319.86 $815.65 $1,135.52 $92,802.40
Jun, 2046 265 $317.07 $818.44 $1,135.52 $91,983.96
Jul, 2046 266 $314.28 $821.24 $1,135.52 $91,162.73
Aug, 2046 267 $311.47 $824.04 $1,135.52 $90,338.68
Sep, 2046 268 $308.66 $826.86 $1,135.52 $89,511.82
Oct, 2046 269 $305.83 $829.68 $1,135.52 $88,682.14
Nov, 2046 270 $303.00 $832.52 $1,135.52 $87,849.62
Dec, 2046 271 $300.15 $835.36 $1,135.52 $87,014.26
Jan, 2047 272 $297.30 $838.22 $1,135.52 $86,176.04
Feb, 2047 273 $294.43 $841.08 $1,135.52 $85,334.96
Mar, 2047 274 $291.56 $843.96 $1,135.52 $84,491.00
Apr, 2047 275 $288.68 $846.84 $1,135.52 $83,644.16
May, 2047 276 $285.78 $849.73 $1,135.52 $82,794.43
Jun, 2047 277 $282.88 $852.64 $1,135.52 $81,941.80
Jul, 2047 278 $279.97 $855.55 $1,135.52 $81,086.25
Aug, 2047 279 $277.04 $858.47 $1,135.52 $80,227.78
Sep, 2047 280 $274.11 $861.40 $1,135.52 $79,366.37
Oct, 2047 281 $271.17 $864.35 $1,135.52 $78,502.03
Nov, 2047 282 $268.22 $867.30 $1,135.52 $77,634.72
Dec, 2047 283 $265.25 $870.26 $1,135.52 $76,764.46
Jan, 2048 284 $262.28 $873.24 $1,135.52 $75,891.22
Feb, 2048 285 $259.30 $876.22 $1,135.52 $75,015.00
Mar, 2048 286 $256.30 $879.21 $1,135.52 $74,135.79
Apr, 2048 287 $253.30 $882.22 $1,135.52 $73,253.57
May, 2048 288 $250.28 $885.23 $1,135.52 $72,368.33
Jun, 2048 289 $247.26 $888.26 $1,135.52 $71,480.08
Jul, 2048 290 $244.22 $891.29 $1,135.52 $70,588.78
Aug, 2048 291 $241.18 $894.34 $1,135.52 $69,694.45
Sep, 2048 292 $238.12 $897.39 $1,135.52 $68,797.05
Oct, 2048 293 $235.06 $900.46 $1,135.52 $67,896.59
Nov, 2048 294 $231.98 $903.54 $1,135.52 $66,993.06
Dec, 2048 295 $228.89 $906.62 $1,135.52 $66,086.43
Jan, 2049 296 $225.80 $909.72 $1,135.52 $65,176.71
Feb, 2049 297 $222.69 $912.83 $1,135.52 $64,263.88
Mar, 2049 298 $219.57 $915.95 $1,135.52 $63,347.94
Apr, 2049 299 $216.44 $919.08 $1,135.52 $62,428.86
May, 2049 300 $213.30 $922.22 $1,135.52 $61,506.64
Jun, 2049 301 $210.15 $925.37 $1,135.52 $60,581.27
Jul, 2049 302 $206.99 $928.53 $1,135.52 $59,652.74
Aug, 2049 303 $203.81 $931.70 $1,135.52 $58,721.04
Sep, 2049 304 $200.63 $934.89 $1,135.52 $57,786.15
Oct, 2049 305 $197.44 $938.08 $1,135.52 $56,848.07
Nov, 2049 306 $194.23 $941.29 $1,135.52 $55,906.79
Dec, 2049 307 $191.01 $944.50 $1,135.52 $54,962.29
Jan, 2050 308 $187.79 $947.73 $1,135.52 $54,014.56
Feb, 2050 309 $184.55 $950.97 $1,135.52 $53,063.59
Mar, 2050 310 $181.30 $954.22 $1,135.52 $52,109.38
Apr, 2050 311 $178.04 $957.48 $1,135.52 $51,151.90
May, 2050 312 $174.77 $960.75 $1,135.52 $50,191.15
Jun, 2050 313 $171.49 $964.03 $1,135.52 $49,227.12
Jul, 2050 314 $168.19 $967.32 $1,135.52 $48,259.80
Aug, 2050 315 $164.89 $970.63 $1,135.52 $47,289.17
Sep, 2050 316 $161.57 $973.94 $1,135.52 $46,315.23
Oct, 2050 317 $158.24 $977.27 $1,135.52 $45,337.95
Nov, 2050 318 $154.90 $980.61 $1,135.52 $44,357.34
Dec, 2050 319 $151.55 $983.96 $1,135.52 $43,373.38
Jan, 2051 320 $148.19 $987.32 $1,135.52 $42,386.06
Feb, 2051 321 $144.82 $990.70 $1,135.52 $41,395.36
Mar, 2051 322 $141.43 $994.08 $1,135.52 $40,401.28
Apr, 2051 323 $138.04 $997.48 $1,135.52 $39,403.80
May, 2051 324 $134.63 $1,000.89 $1,135.52 $38,402.91
Jun, 2051 325 $131.21 $1,004.31 $1,135.52 $37,398.61
Jul, 2051 326 $127.78 $1,007.74 $1,135.52 $36,390.87
Aug, 2051 327 $124.34 $1,011.18 $1,135.52 $35,379.69
Sep, 2051 328 $120.88 $1,014.64 $1,135.52 $34,365.05
Oct, 2051 329 $117.41 $1,018.10 $1,135.52 $33,346.95
Nov, 2051 330 $113.94 $1,021.58 $1,135.52 $32,325.37
Dec, 2051 331 $110.45 $1,025.07 $1,135.52 $31,300.30
Jan, 2052 332 $106.94 $1,028.57 $1,135.52 $30,271.73
Feb, 2052 333 $103.43 $1,032.09 $1,135.52 $29,239.64
Mar, 2052 334 $99.90 $1,035.61 $1,135.52 $28,204.02
Apr, 2052 335 $96.36 $1,039.15 $1,135.52 $27,164.87
May, 2052 336 $92.81 $1,042.70 $1,135.52 $26,122.17
Jun, 2052 337 $89.25 $1,046.27 $1,135.52 $25,075.90
Jul, 2052 338 $85.68 $1,049.84 $1,135.52 $24,026.06
Aug, 2052 339 $82.09 $1,053.43 $1,135.52 $22,972.64
Sep, 2052 340 $78.49 $1,057.03 $1,135.52 $21,915.61
Oct, 2052 341 $74.88 $1,060.64 $1,135.52 $20,854.97
Nov, 2052 342 $71.25 $1,064.26 $1,135.52 $19,790.71
Dec, 2052 343 $67.62 $1,067.90 $1,135.52 $18,722.81
Jan, 2053 344 $63.97 $1,071.55 $1,135.52 $17,651.27
Feb, 2053 345 $60.31 $1,075.21 $1,135.52 $16,576.06
Mar, 2053 346 $56.63 $1,078.88 $1,135.52 $15,497.18
Apr, 2053 347 $52.95 $1,082.57 $1,135.52 $14,414.61
May, 2053 348 $49.25 $1,086.27 $1,135.52 $13,328.34
Jun, 2053 349 $45.54 $1,089.98 $1,135.52 $12,238.37
Jul, 2053 350 $41.81 $1,093.70 $1,135.52 $11,144.66
Aug, 2053 351 $38.08 $1,097.44 $1,135.52 $10,047.22
Sep, 2053 352 $34.33 $1,101.19 $1,135.52 $8,946.04
Oct, 2053 353 $30.57 $1,104.95 $1,135.52 $7,841.09
Nov, 2053 354 $26.79 $1,108.73 $1,135.52 $6,732.36
Dec, 2053 355 $23.00 $1,112.51 $1,135.52 $5,619.85
Jan, 2054 356 $19.20 $1,116.32 $1,135.52 $4,503.53
Feb, 2054 357 $15.39 $1,120.13 $1,135.52 $3,383.40
Mar, 2054 358 $11.56 $1,123.96 $1,135.52 $2,259.45
Apr, 2054 359 $7.72 $1,127.80 $1,135.52 $1,131.65
May, 2054 360 $3.87 $1,131.65 $1,135.52 $0.00

Original vs. Mortgage Refinance

Original Mortgage Refinance
Monthly Payment $1,546.87 $1,135.52
Total Interest $231,493.27 $173,785.82
Total Principal $235,000.00 $235,000.00
Total Payment $466,493.27 $408,785.82
Closing Cost $0 $1,200.00
Other Expenses $0 $200.00
Total Interest Savings $0 $57,707.45
Total Savings $0 $56,307.45
Payoff Date Jul, 2049 May, 2054

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