| Loan | Mortgage | Car | Commercial | Student | Biweekly | Extra Payments | Payoff | Excel | 
The monthly payment is $126.73 for a $1,300 loan with a 30% APR. The loan or credit card debt will cost $220.80 in interest payments for the first 12 months.
30% APR on $1300 Results | 
        |
APR  | 
             29.9996% | 
Total Financial Charges:  | 
             $220.80 | 
Total Financing Fees:  | 
             $0.00 | 
Financed Amount:  | 
                $1,300.00 | 
Loan Amount:  |  
                $1,300.00 | 
Monthly Payment:  | 
                $126.73 | 
Total # Of Payments:  | 
                12 | 
Start Date:  | 
                Nov, 2025 | 
Payoff Date:  | 
                Oct, 2026 | 
Total Interest Paid:  | 
                $220.80 | 
Total Payment:  | 
                $1,520.80 | 
30% APR on $1300 Amortization Schedule | 
                 ||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Nov, 2025 | 1 | $32.50 | $94.23 | $126.73 | $1,205.77 | |
| Dec, 2025 | 2 | $30.14 | $96.59 | $126.73 | $1,109.18 | |
| Jan, 2026 | 3 | $27.73 | $99.00 | $126.73 | $1,010.17 | |
| Feb, 2026 | 4 | $25.25 | $101.48 | $126.73 | $908.69 | |
| Mar, 2026 | 5 | $22.72 | $104.02 | $126.73 | $804.68 | |
| Apr, 2026 | 6 | $20.12 | $106.62 | $126.73 | $698.06 | |
| May, 2026 | 7 | $17.45 | $109.28 | $126.73 | $588.78 | |
| Jun, 2026 | 8 | $14.72 | $112.01 | $126.73 | $476.77 | |
| Jul, 2026 | 9 | $11.92 | $114.81 | $126.73 | $361.95 | |
| Aug, 2026 | 10 | $9.05 | $117.68 | $126.73 | $244.27 | |
| Sep, 2026 | 11 | $6.11 | $120.63 | $126.73 | $123.64 | |
| Oct, 2026 | 12 | $3.09 | $123.64 | $126.73 | $0.00 | |
Loan Calculator | Terms | Privacy | Disclaimer | Contact
©2025 Loan Calculator