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| Loan | Mortgage | Car | Commercial | Student | Biweekly | Extra Payments | Payoff | Excel | 
The monthly payment is $974.87 for a $10,000 loan with a 30% APR. The loan or credit card debt will cost $1,698.46 in interest payments for the first 12 months.
| 30% APR on $10000 Results | |
| APR | 30.0002% | 
| Total Financial Charges: | $1,698.46 | 
| Total Financing Fees: | $0.00 | 
| Financed Amount: | $10,000.00 | 
| Loan Amount: | $10,000.00 | 
| Monthly Payment: | $974.87 | 
| Total # Of Payments: | 12 | 
| Start Date: | Oct, 2025 | 
| Payoff Date: | Sep, 2026 | 
| Total Interest Paid: | $1,698.46 | 
| Total Payment: | $11,698.46 | 
| 30% APR on $10000 Amortization Schedule | ||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Oct, 2025 | 1 | $250.00 | $724.87 | $974.87 | $9,275.13 | |
| Nov, 2025 | 2 | $231.88 | $742.99 | $974.87 | $8,532.14 | |
| Dec, 2025 | 3 | $213.30 | $761.57 | $974.87 | $7,770.57 | |
| Jan, 2026 | 4 | $194.26 | $780.61 | $974.87 | $6,989.96 | |
| Feb, 2026 | 5 | $174.75 | $800.12 | $974.87 | $6,189.84 | |
| Mar, 2026 | 6 | $154.75 | $820.13 | $974.87 | $5,369.71 | |
| Apr, 2026 | 7 | $134.24 | $840.63 | $974.87 | $4,529.08 | |
| May, 2026 | 8 | $113.23 | $861.64 | $974.87 | $3,667.44 | |
| Jun, 2026 | 9 | $91.69 | $883.19 | $974.87 | $2,784.26 | |
| Jul, 2026 | 10 | $69.61 | $905.26 | $974.87 | $1,878.99 | |
| Aug, 2026 | 11 | $46.97 | $927.90 | $974.87 | $951.09 | |
| Sep, 2026 | 12 | $23.78 | $951.09 | $974.87 | $0.00 | |
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