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The monthly payment is $9.75 for a $100 loan with a 30% APR. The loan or credit card debt will cost $16.98 in interest payments for the first 12 months.
30% APR on $100 Results |
|
APR |
30.0146% |
Total Financial Charges: |
$16.98 |
Total Financing Fees: |
$0.00 |
Financed Amount: |
$100.00 |
Loan Amount: |
$100.00 |
Monthly Payment: |
$9.75 |
Total # Of Payments: |
12 |
Start Date: |
Sep, 2024 |
Payoff Date: |
Aug, 2025 |
Total Interest Paid: |
$16.98 |
Total Payment: |
$116.98 |
30% APR on $100 Amortization Schedule |
||||||
Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
---|---|---|---|---|---|---|
Sep, 2024 | 1 | $2.50 | $7.25 | $9.75 | $92.75 | |
Oct, 2024 | 2 | $2.32 | $7.43 | $9.75 | $85.32 | |
Nov, 2024 | 3 | $2.13 | $7.62 | $9.75 | $77.71 | |
Dec, 2024 | 4 | $1.94 | $7.81 | $9.75 | $69.90 | |
Jan, 2025 | 5 | $1.75 | $8.00 | $9.75 | $61.90 | |
Feb, 2025 | 6 | $1.55 | $8.20 | $9.75 | $53.70 | |
Mar, 2025 | 7 | $1.34 | $8.41 | $9.75 | $45.29 | |
Apr, 2025 | 8 | $1.13 | $8.62 | $9.75 | $36.67 | |
May, 2025 | 9 | $0.92 | $8.83 | $9.75 | $27.84 | |
Jun, 2025 | 10 | $0.70 | $9.05 | $9.75 | $18.79 | |
Jul, 2025 | 11 | $0.47 | $9.28 | $9.75 | $9.51 | |
Aug, 2025 | 12 | $0.24 | $9.51 | $9.75 | $0.00 |
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