| Loan | Mortgage | Car | Commercial | Student | Biweekly | Extra Payments | Payoff | Excel | 
The monthly payment is $86.85 for a $900 loan with a 27.99% APR. The loan or credit card debt will cost $142.21 in interest payments for the first 12 months.
27.99% APR on $900 Results | 
        |
APR  | 
             27.9913% | 
Total Financial Charges:  | 
             $142.21 | 
Total Financing Fees:  | 
             $0.00 | 
Financed Amount:  | 
                $900.00 | 
Loan Amount:  |  
                $900.00 | 
Monthly Payment:  | 
                $86.85 | 
Total # Of Payments:  | 
                12 | 
Start Date:  | 
                Nov, 2025 | 
Payoff Date:  | 
                Oct, 2026 | 
Total Interest Paid:  | 
                $142.21 | 
Total Payment:  | 
                $1,042.21 | 
27.99% APR on $900 Amortization Schedule | 
                 ||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Nov, 2025 | 1 | $20.99 | $65.86 | $86.85 | $834.14 | |
| Dec, 2025 | 2 | $19.46 | $67.39 | $86.85 | $766.75 | |
| Jan, 2026 | 3 | $17.88 | $68.97 | $86.85 | $697.78 | |
| Feb, 2026 | 4 | $16.28 | $70.58 | $86.85 | $627.21 | |
| Mar, 2026 | 5 | $14.63 | $72.22 | $86.85 | $554.98 | |
| Apr, 2026 | 6 | $12.94 | $73.91 | $86.85 | $481.08 | |
| May, 2026 | 7 | $11.22 | $75.63 | $86.85 | $405.45 | |
| Jun, 2026 | 8 | $9.46 | $77.39 | $86.85 | $328.05 | |
| Jul, 2026 | 9 | $7.65 | $79.20 | $86.85 | $248.85 | |
| Aug, 2026 | 10 | $5.80 | $81.05 | $86.85 | $167.81 | |
| Sep, 2026 | 11 | $3.91 | $82.94 | $86.85 | $84.87 | |
| Oct, 2026 | 12 | $1.98 | $84.87 | $86.85 | $0.00 | |
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