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| Loan | Mortgage | Car | Commercial | Student | Biweekly | Extra Payments | Payoff | Excel | 
The monthly payment is $9.65 for a $100 loan with a 27.99% APR. The loan or credit card debt will cost $15.80 in interest payments for the first 12 months.
| 27.99% APR on $100 Results | |
| APR | 27.9873% | 
| Total Financial Charges: | $15.80 | 
| Total Financing Fees: | $0.00 | 
| Financed Amount: | $100.00 | 
| Loan Amount: | $100.00 | 
| Monthly Payment: | $9.65 | 
| Total # Of Payments: | 12 | 
| Start Date: | Oct, 2025 | 
| Payoff Date: | Sep, 2026 | 
| Total Interest Paid: | $15.80 | 
| Total Payment: | $115.80 | 
| 27.99% APR on $100 Amortization Schedule | ||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Oct, 2025 | 1 | $2.33 | $7.32 | $9.65 | $92.68 | |
| Nov, 2025 | 2 | $2.16 | $7.49 | $9.65 | $85.19 | |
| Dec, 2025 | 3 | $1.99 | $7.66 | $9.65 | $77.53 | |
| Jan, 2026 | 4 | $1.81 | $7.84 | $9.65 | $69.69 | |
| Feb, 2026 | 5 | $1.63 | $8.02 | $9.65 | $61.66 | |
| Mar, 2026 | 6 | $1.44 | $8.21 | $9.65 | $53.45 | |
| Apr, 2026 | 7 | $1.25 | $8.40 | $9.65 | $45.05 | |
| May, 2026 | 8 | $1.05 | $8.60 | $9.65 | $36.45 | |
| Jun, 2026 | 9 | $0.85 | $8.80 | $9.65 | $27.65 | |
| Jul, 2026 | 10 | $0.64 | $9.01 | $9.65 | $18.65 | |
| Aug, 2026 | 11 | $0.43 | $9.22 | $9.65 | $9.43 | |
| Sep, 2026 | 12 | $0.22 | $9.43 | $9.65 | $0.00 | |
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