| Loan | Mortgage | Car | Commercial | Student | Biweekly | Extra Payments | Payoff | Excel |
The monthly payment is $288.04 for a $3,000 loan with a 26.99% APR. The loan or credit card debt will cost $456.45 in interest payments for the first 12 months.
26.99% APR on $3000 Results |
|
APR |
26.9900% |
Total Financial Charges: |
$456.45 |
Total Financing Fees: |
$0.00 |
Financed Amount: |
$3,000.00 |
Loan Amount: |
$3,000.00 |
Monthly Payment: |
$288.04 |
Total # Of Payments: |
12 |
Start Date: |
Dec, 2025 |
Payoff Date: |
Nov, 2026 |
Total Interest Paid: |
$456.45 |
Total Payment: |
$3,456.45 |
26.99% APR on $3000 Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Dec, 2025 | 1 | $67.48 | $220.56 | $288.04 | $2,779.44 | |
| Jan, 2026 | 2 | $62.51 | $225.52 | $288.04 | $2,553.91 | |
| Feb, 2026 | 3 | $57.44 | $230.60 | $288.04 | $2,323.32 | |
| Mar, 2026 | 4 | $52.26 | $235.78 | $288.04 | $2,087.54 | |
| Apr, 2026 | 5 | $46.95 | $241.09 | $288.04 | $1,846.45 | |
| May, 2026 | 6 | $41.53 | $246.51 | $288.04 | $1,599.94 | |
| Jun, 2026 | 7 | $35.99 | $252.05 | $288.04 | $1,347.89 | |
| Jul, 2026 | 8 | $30.32 | $257.72 | $288.04 | $1,090.17 | |
| Aug, 2026 | 9 | $24.52 | $263.52 | $288.04 | $826.65 | |
| Sep, 2026 | 10 | $18.59 | $269.44 | $288.04 | $557.21 | |
| Oct, 2026 | 11 | $12.53 | $275.51 | $288.04 | $281.70 | |
| Nov, 2026 | 12 | $6.34 | $281.70 | $288.04 | $0.00 | |
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