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The monthly payment is $9.26 for a $100 loan with a 20% APR. The loan or credit card debt will cost $11.16 in interest payments for the first 12 months.
20% APR on $100 Results |
|
APR |
19.9939% |
Total Financial Charges: |
$11.16 |
Total Financing Fees: |
$0.00 |
Financed Amount: |
$100.00 |
Loan Amount: |
$100.00 |
Monthly Payment: |
$9.26 |
Total # Of Payments: |
12 |
Start Date: |
Dec, 2024 |
Payoff Date: |
Nov, 2025 |
Total Interest Paid: |
$11.16 |
Total Payment: |
$111.16 |
20% APR on $100 Amortization Schedule |
||||||
Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
---|---|---|---|---|---|---|
Dec, 2024 | 1 | $1.67 | $7.60 | $9.26 | $92.40 | |
Jan, 2025 | 2 | $1.54 | $7.72 | $9.26 | $84.68 | |
Feb, 2025 | 3 | $1.41 | $7.85 | $9.26 | $76.83 | |
Mar, 2025 | 4 | $1.28 | $7.98 | $9.26 | $68.84 | |
Apr, 2025 | 5 | $1.15 | $8.12 | $9.26 | $60.73 | |
May, 2025 | 6 | $1.01 | $8.25 | $9.26 | $52.48 | |
Jun, 2025 | 7 | $0.87 | $8.39 | $9.26 | $44.09 | |
Jul, 2025 | 8 | $0.73 | $8.53 | $9.26 | $35.56 | |
Aug, 2025 | 9 | $0.59 | $8.67 | $9.26 | $26.89 | |
Sep, 2025 | 10 | $0.45 | $8.82 | $9.26 | $18.07 | |
Oct, 2025 | 11 | $0.30 | $8.96 | $9.26 | $9.11 | |
Nov, 2025 | 12 | $0.15 | $9.11 | $9.26 | $0.00 |
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