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How Much is 18.99% APR on $1200?


The monthly payment is $110.58 for a $1,200 loan with a 18.99% APR. The loan or credit card debt will cost $126.99 in interest payments for the first 12 months.

18.99% APR on $1200 Calculator

Loan Amount
Loan Terms
months
Interest Rate
Financing Fees (added to loan)
Prepaid Financing Fees

18.99% APR on $1200 Results

APR
18.9909%
Total Financial Charges:
$126.99
Total Financing Fees:
$0.00
Financed Amount:
$1,200.00
Loan Amount:
$1,200.00
Monthly Payment:
$110.58
Total # Of Payments:
12
Start Date:
Dec, 2024
Payoff Date:
Nov, 2025
Total Interest Paid:
$126.99
Total Payment:
$1,326.99

18.99% APR on $1200 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2024 1 $18.99 $91.59 $110.58 $1,108.41
Jan, 2025 2 $17.54 $93.04 $110.58 $1,015.37
Feb, 2025 3 $16.07 $94.51 $110.58 $920.85
Mar, 2025 4 $14.57 $96.01 $110.58 $824.84
Apr, 2025 5 $13.05 $97.53 $110.58 $727.31
May, 2025 6 $11.51 $99.07 $110.58 $628.24
Jun, 2025 7 $9.94 $100.64 $110.58 $527.60
Jul, 2025 8 $8.35 $102.23 $110.58 $425.37
Aug, 2025 9 $6.73 $103.85 $110.58 $321.52
Sep, 2025 10 $5.09 $105.49 $110.58 $216.02
Oct, 2025 11 $3.42 $107.16 $110.58 $108.86
Nov, 2025 12 $1.72 $108.86 $110.58 $0.00



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