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How Much is 18% APR on $5000?

The monthly payment is $458.40 for a $5,000 loan with a 18% APR. The loan or credit card debt will cost $500.80 in interest payments for the first 12 months.

18% APR on $5000 Calculator

Loan Amount
Loan Terms
months
Interest Rate
Financing Fees (added to loan)
Prepaid Financing Fees

18% APR on $5000 Results

APR
18.0001%
Total Financial Charges:
$500.80
Total Financing Fees:
$0.00
Financed Amount:
$5,000.00
Loan Amount:
$5,000.00
Monthly Payment:
$458.40
Total # Of Payments:
12
Start Date:
Jun, 2025
Payoff Date:
May, 2026
Total Interest Paid:
$500.80
Total Payment:
$5,500.80

18% APR on $5000 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jun, 2025 1 $75.00 $383.40 $458.40 $4,616.60
Jul, 2025 2 $69.25 $389.15 $458.40 $4,227.45
Aug, 2025 3 $63.41 $394.99 $458.40 $3,832.46
Sep, 2025 4 $57.49 $400.91 $458.40 $3,431.55
Oct, 2025 5 $51.47 $406.93 $458.40 $3,024.62
Nov, 2025 6 $45.37 $413.03 $458.40 $2,611.59
Dec, 2025 7 $39.17 $419.23 $458.40 $2,192.36
Jan, 2026 8 $32.89 $425.51 $458.40 $1,766.85
Feb, 2026 9 $26.50 $431.90 $458.40 $1,334.95
Mar, 2026 10 $20.02 $438.38 $458.40 $896.58
Apr, 2026 11 $13.45 $444.95 $458.40 $451.63
May, 2026 12 $6.77 $451.63 $458.40 $0.00



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