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Home Improvement Loan Calculator

Home Improvement Loan Calculator is used to calculate the monthly payments and total costs of a home remodel loan. The home renovation loan calculator generates an amortization schedule that shows you the principal, interest, and balance each month until the loan is pay in full.

Home Renovation Loan Calculator

Loan Amount
Loan Terms
years
Interest Rate
First Payment Date
Amortization schedule
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Home Improvement Loan Summary

Loan Amount:
$35,000.00
Monthly Payment:
$503.78
Total # Of Payments:
84
Start Date:
Feb, 2026
Payoff Date:
Jan, 2033
Total Interest Paid:
$7,317.73
Total Payment:
$42,317.73

Home Improvement Loan Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Feb, 2026 1 $161.88 $341.91 $503.78 $34,658.09
Mar, 2026 2 $160.29 $343.49 $503.78 $34,314.60
Apr, 2026 3 $158.71 $345.08 $503.78 $33,969.53
May, 2026 4 $157.11 $346.67 $503.78 $33,622.85
Jun, 2026 5 $155.51 $348.28 $503.78 $33,274.58
Jul, 2026 6 $153.89 $349.89 $503.78 $32,924.69
Aug, 2026 7 $152.28 $351.51 $503.78 $32,573.18
Sep, 2026 8 $150.65 $353.13 $503.78 $32,220.05
Oct, 2026 9 $149.02 $354.76 $503.78 $31,865.29
Nov, 2026 10 $147.38 $356.41 $503.78 $31,508.88
Dec, 2026 11 $145.73 $358.05 $503.78 $31,150.83
Jan, 2027 12 $144.07 $359.71 $503.78 $30,791.12
Feb, 2027 13 $142.41 $361.37 $503.78 $30,429.74
Mar, 2027 14 $140.74 $363.04 $503.78 $30,066.70
Apr, 2027 15 $139.06 $364.72 $503.78 $29,701.97
May, 2027 16 $137.37 $366.41 $503.78 $29,335.56
Jun, 2027 17 $135.68 $368.11 $503.78 $28,967.46
Jul, 2027 18 $133.97 $369.81 $503.78 $28,597.65
Aug, 2027 19 $132.26 $371.52 $503.78 $28,226.13
Sep, 2027 20 $130.55 $373.24 $503.78 $27,852.89
Oct, 2027 21 $128.82 $374.96 $503.78 $27,477.93
Nov, 2027 22 $127.09 $376.70 $503.78 $27,101.23
Dec, 2027 23 $125.34 $378.44 $503.78 $26,722.79
Jan, 2028 24 $123.59 $380.19 $503.78 $26,342.61
Feb, 2028 25 $121.83 $381.95 $503.78 $25,960.66
Mar, 2028 26 $120.07 $383.71 $503.78 $25,576.94
Apr, 2028 27 $118.29 $385.49 $503.78 $25,191.45
May, 2028 28 $116.51 $387.27 $503.78 $24,804.18
Jun, 2028 29 $114.72 $389.06 $503.78 $24,415.12
Jul, 2028 30 $112.92 $390.86 $503.78 $24,024.26
Aug, 2028 31 $111.11 $392.67 $503.78 $23,631.59
Sep, 2028 32 $109.30 $394.49 $503.78 $23,237.10
Oct, 2028 33 $107.47 $396.31 $503.78 $22,840.79
Nov, 2028 34 $105.64 $398.14 $503.78 $22,442.64
Dec, 2028 35 $103.80 $399.99 $503.78 $22,042.66
Jan, 2029 36 $101.95 $401.84 $503.78 $21,640.82
Feb, 2029 37 $100.09 $403.69 $503.78 $21,237.13
Mar, 2029 38 $98.22 $405.56 $503.78 $20,831.57
Apr, 2029 39 $96.35 $407.44 $503.78 $20,424.13
May, 2029 40 $94.46 $409.32 $503.78 $20,014.81
Jun, 2029 41 $92.57 $411.21 $503.78 $19,603.60
Jul, 2029 42 $90.67 $413.12 $503.78 $19,190.48
Aug, 2029 43 $88.76 $415.03 $503.78 $18,775.45
Sep, 2029 44 $86.84 $416.95 $503.78 $18,358.51
Oct, 2029 45 $84.91 $418.87 $503.78 $17,939.63
Nov, 2029 46 $82.97 $420.81 $503.78 $17,518.82
Dec, 2029 47 $81.02 $422.76 $503.78 $17,096.06
Jan, 2030 48 $79.07 $424.71 $503.78 $16,671.35
Feb, 2030 49 $77.10 $426.68 $503.78 $16,244.67
Mar, 2030 50 $75.13 $428.65 $503.78 $15,816.02
Apr, 2030 51 $73.15 $430.63 $503.78 $15,385.39
May, 2030 52 $71.16 $432.63 $503.78 $14,952.76
Jun, 2030 53 $69.16 $434.63 $503.78 $14,518.14
Jul, 2030 54 $67.15 $436.64 $503.78 $14,081.50
Aug, 2030 55 $65.13 $438.66 $503.78 $13,642.85
Sep, 2030 56 $63.10 $440.68 $503.78 $13,202.16
Oct, 2030 57 $61.06 $442.72 $503.78 $12,759.44
Nov, 2030 58 $59.01 $444.77 $503.78 $12,314.67
Dec, 2030 59 $56.96 $446.83 $503.78 $11,867.84
Jan, 2031 60 $54.89 $448.89 $503.78 $11,418.95
Feb, 2031 61 $52.81 $450.97 $503.78 $10,967.98
Mar, 2031 62 $50.73 $453.06 $503.78 $10,514.92
Apr, 2031 63 $48.63 $455.15 $503.78 $10,059.77
May, 2031 64 $46.53 $457.26 $503.78 $9,602.52
Jun, 2031 65 $44.41 $459.37 $503.78 $9,143.14
Jul, 2031 66 $42.29 $461.50 $503.78 $8,681.65
Aug, 2031 67 $40.15 $463.63 $503.78 $8,218.02
Sep, 2031 68 $38.01 $465.77 $503.78 $7,752.25
Oct, 2031 69 $35.85 $467.93 $503.78 $7,284.32
Nov, 2031 70 $33.69 $470.09 $503.78 $6,814.22
Dec, 2031 71 $31.52 $472.27 $503.78 $6,341.96
Jan, 2032 72 $29.33 $474.45 $503.78 $5,867.51
Feb, 2032 73 $27.14 $476.65 $503.78 $5,390.86
Mar, 2032 74 $24.93 $478.85 $503.78 $4,912.01
Apr, 2032 75 $22.72 $481.06 $503.78 $4,430.95
May, 2032 76 $20.49 $483.29 $503.78 $3,947.66
Jun, 2032 77 $18.26 $485.52 $503.78 $3,462.13
Jul, 2032 78 $16.01 $487.77 $503.78 $2,974.36
Aug, 2032 79 $13.76 $490.03 $503.78 $2,484.34
Sep, 2032 80 $11.49 $492.29 $503.78 $1,992.04
Oct, 2032 81 $9.21 $494.57 $503.78 $1,497.47
Nov, 2032 82 $6.93 $496.86 $503.78 $1,000.62
Dec, 2032 83 $4.63 $499.15 $503.78 $501.46
Jan, 2033 84 $2.32 $501.46 $503.78 $0.00


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Use the home remodel loan calculator to estimate the costs and interest associated with getting a loan for a home remodeling.

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