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Small Business Loan Calculator
Small Business Loan Calculator with amortization schedule to calculate the monthly payment and total interest costs for your small business loan. The business loan calculator is useful for business owners who are looking to expand their business with a business loan.
Small Business Loan |
|
Loan Amount: |
$95,000.00 |
Monthly Payment: |
$2,237.62 |
Total # Of Payments: |
48 |
Start Date: |
Dec, 2025 |
Payoff Date: |
Nov, 2029 |
Total Interest Paid: |
$12,405.61 |
Total Payment: |
$107,405.61 |
Small Business Loan Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Dec, 2025 | 1 | $486.88 | $1,750.74 | $2,237.62 | $93,249.26 | |
| Jan, 2026 | 2 | $477.90 | $1,759.71 | $2,237.62 | $91,489.54 | |
| Feb, 2026 | 3 | $468.88 | $1,768.73 | $2,237.62 | $89,720.81 | |
| Mar, 2026 | 4 | $459.82 | $1,777.80 | $2,237.62 | $87,943.01 | |
| Apr, 2026 | 5 | $450.71 | $1,786.91 | $2,237.62 | $86,156.10 | |
| May, 2026 | 6 | $441.55 | $1,796.07 | $2,237.62 | $84,360.04 | |
| Jun, 2026 | 7 | $432.35 | $1,805.27 | $2,237.62 | $82,554.77 | |
| Jul, 2026 | 8 | $423.09 | $1,814.52 | $2,237.62 | $80,740.24 | |
| Aug, 2026 | 9 | $413.79 | $1,823.82 | $2,237.62 | $78,916.42 | |
| Sep, 2026 | 10 | $404.45 | $1,833.17 | $2,237.62 | $77,083.25 | |
| Oct, 2026 | 11 | $395.05 | $1,842.57 | $2,237.62 | $75,240.68 | |
| Nov, 2026 | 12 | $385.61 | $1,852.01 | $2,237.62 | $73,388.67 | |
| Dec, 2026 | 13 | $376.12 | $1,861.50 | $2,237.62 | $71,527.17 | |
| Jan, 2027 | 14 | $366.58 | $1,871.04 | $2,237.62 | $69,656.13 | |
| Feb, 2027 | 15 | $356.99 | $1,880.63 | $2,237.62 | $67,775.50 | |
| Mar, 2027 | 16 | $347.35 | $1,890.27 | $2,237.62 | $65,885.24 | |
| Apr, 2027 | 17 | $337.66 | $1,899.96 | $2,237.62 | $63,985.28 | |
| May, 2027 | 18 | $327.92 | $1,909.69 | $2,237.62 | $62,075.59 | |
| Jun, 2027 | 19 | $318.14 | $1,919.48 | $2,237.62 | $60,156.11 | |
| Jul, 2027 | 20 | $308.30 | $1,929.32 | $2,237.62 | $58,226.79 | |
| Aug, 2027 | 21 | $298.41 | $1,939.20 | $2,237.62 | $56,287.59 | |
| Sep, 2027 | 22 | $288.47 | $1,949.14 | $2,237.62 | $54,338.45 | |
| Oct, 2027 | 23 | $278.48 | $1,959.13 | $2,237.62 | $52,379.31 | |
| Nov, 2027 | 24 | $268.44 | $1,969.17 | $2,237.62 | $50,410.14 | |
| Dec, 2027 | 25 | $258.35 | $1,979.26 | $2,237.62 | $48,430.88 | |
| Jan, 2028 | 26 | $248.21 | $1,989.41 | $2,237.62 | $46,441.47 | |
| Feb, 2028 | 27 | $238.01 | $1,999.60 | $2,237.62 | $44,441.86 | |
| Mar, 2028 | 28 | $227.76 | $2,009.85 | $2,237.62 | $42,432.01 | |
| Apr, 2028 | 29 | $217.46 | $2,020.15 | $2,237.62 | $40,411.86 | |
| May, 2028 | 30 | $207.11 | $2,030.51 | $2,237.62 | $38,381.35 | |
| Jun, 2028 | 31 | $196.70 | $2,040.91 | $2,237.62 | $36,340.44 | |
| Jul, 2028 | 32 | $186.24 | $2,051.37 | $2,237.62 | $34,289.07 | |
| Aug, 2028 | 33 | $175.73 | $2,061.89 | $2,237.62 | $32,227.18 | |
| Sep, 2028 | 34 | $165.16 | $2,072.45 | $2,237.62 | $30,154.73 | |
| Oct, 2028 | 35 | $154.54 | $2,083.07 | $2,237.62 | $28,071.65 | |
| Nov, 2028 | 36 | $143.87 | $2,093.75 | $2,237.62 | $25,977.90 | |
| Dec, 2028 | 37 | $133.14 | $2,104.48 | $2,237.62 | $23,873.42 | |
| Jan, 2029 | 38 | $122.35 | $2,115.27 | $2,237.62 | $21,758.16 | |
| Feb, 2029 | 39 | $111.51 | $2,126.11 | $2,237.62 | $19,632.05 | |
| Mar, 2029 | 40 | $100.61 | $2,137.00 | $2,237.62 | $17,495.05 | |
| Apr, 2029 | 41 | $89.66 | $2,147.95 | $2,237.62 | $15,347.09 | |
| May, 2029 | 42 | $78.65 | $2,158.96 | $2,237.62 | $13,188.13 | |
| Jun, 2029 | 43 | $67.59 | $2,170.03 | $2,237.62 | $11,018.10 | |
| Jul, 2029 | 44 | $56.47 | $2,181.15 | $2,237.62 | $8,836.95 | |
| Aug, 2029 | 45 | $45.29 | $2,192.33 | $2,237.62 | $6,644.63 | |
| Sep, 2029 | 46 | $34.05 | $2,203.56 | $2,237.62 | $4,441.06 | |
| Oct, 2029 | 47 | $22.76 | $2,214.86 | $2,237.62 | $2,226.21 | |
| Nov, 2029 | 48 | $11.41 | $2,226.21 | $2,237.62 | $0.00 | |
What Is a Business Loan Calculator?
A business loan calculator is a tool that helps business owners calculate their monthly payments, total interest, and overall borrowing cost for their loans. The business loan calculator is calculated based on the loan amount, interest rate, and loan terms. Whether you operate a large or small business, our business loan calculator will help you plan better for your finances in your business. Our business loan calculator gives you a clear snapshot and breakdown of what to expect before you apply which helps you avoid unexpected costs and payments.
Why You Should Use a Business Loan Calculator?
There are many good reasons why you would want to use a business loan calculator. Here are a few reasons.
- Manage Your Monthly Cash FLow - Your monthly payment impacts everyday business operations. Knowning the monthly payments help you predict your revenue and expenses.
- Understand Borrowing Costs - Know the total interest paid and the exact borrowing costs of getting a business loan.
- Compare Loan Offers - You can easily compare loan offers from different lenders with various interest rate and terms.
- Borrow What's Needed - Help you decide how much money is needed so that you can avoid borrowing too much or too little.
How to Use Business Loan Calculator?
Enter the loan amount, loan terms, interest rate, first payment date, and amortization schedule, and you will get the loan payment breakdowns.
- Loan Amount - The amount you are planning to borrow.
- Loan Terms - The number of years to repay the loan.
- Interest Rate - The rate that your lender charges for lending.
- First Payment Date - You can set a date from the past and future as the first payment date, or use the current month.
- Amortization Schedule - View the amortization schedule on a monthly or annual basis.
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